1. Home
  2. Florida
  3. Brevard County
  4. Cocoa
  5. Papaya St

4685 Papaya St, Cocoa, FL 32926 Property Records

Brevard County property record for 4685 Papaya St, Cocoa, FL 32926

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,529 sqft · built 1995
Lot Size1 acre (43,560 sqft)
Owner2 Individual Names on File
Last Sale$370,000 (Oct 2023)
Tax Bill$3,443 (2025)
Deeds & MortgagesSep 2026 Mortgage
Oct 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN24-35-04-25-19-7

Property Details

APN / Parcel Number

Primary APN24-35-04-25-19-7
Alternative APNs
  • 24-35-04-25-00019.0-0007.00
  • 2401873

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,529 sqft Living Area
Gross Area2,333 sqft
1st Floor Area1,529 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2010
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area43,560 sqft
Garage TypeAttached
Garage Area476 sqft
PorchFlorida Room
Porch Area328 sqft
Patio Area161 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2401873
Street Address4685 PAPAYA ST
CityCOCOA
StateFL
Zip32926-3909
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAU
Legal DescriptionCANAVERAL GROVES SUBD REPLAT UNIT 2 SHEET 3 LOT 7 BLK 19
Legal Range35E
Legal Township24S
Legal Section04
Legal SubdivisionCANAVERAL GROVES SUBD REPLAT UNIT 2 SHEE
Legal Block19
Legal Lot Number7
Legal Unit2
JurisdictionBREVARD FL
Township / Civil DivisionCOCOA-ROCKLEDGE
Census Block Group2
Census Block2019
Census Tract71202

Owner

4685 Papaya St is owned and occupied by two individuals who bought it in October 2023.

Source: Brevard County records, as of September 17, 2026

Owner of Record2 Individual Names on File
Mailing Address4685 PAPAYA ST, COCOA, FL 32926-3909
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2026Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE
Oct 2, 2023Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Feb 13, 2019Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 2, 2023 · Amount on File
Deed SaleOct 2, 2023 · Amount on File
Prior SaleNov 25, 2009
Deed Document Number2023208321
Deed Book / Page9899 / 368
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Recording DateSep 2, 2026
Property Address4685 PAPAYA ST, COCOA, FL 32926-3909
Document Number0000182060
Book / Page10718 / 2565
Instrument DateAug 27, 2026
Instrument2026182060
Transaction TypeMortgage
Record UpdatedSep 17, 2026
Title CompanyISLAND TITLE AND ESCROW CORPORATION, ISLAND TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address4685 PAPAYA ST, COCOA, FL 32926-3909

Mortgage

Document Number0000182060,
DateSep 2, 2026
Book Page10718/2565
Instrument2026182060
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Max Rate-1%

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateOct 2, 2023
Property Address4685 PAPAYA ST, COCOA, FL 32926-3909
Document Number0098990368
Book / Page9899 / 368
Map ReferenceMB 13 PG 138
Instrument DateSep 29, 2023
Instrument2023208321
Transaction TypeTransfer
Record UpdatedOct 17, 2023
Title CompanySUPREME TITLE CLOSINGS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,590.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4725 PAPAYA ST, COCOA, FL 32926-3918

Transferred To (Grantee/Buyer)

NameVerified Name
Address4685 PAPAYA ST, COCOA, FL 32926-3909

Mortgage

Document Number0009899370
DateOct 2, 2023
Instrument9899/370
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2053

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address4685 PAPAYA ST, COCOA, FL 32926-3909
Document Number0083720232
Instrument DateFeb 13, 2019
Transaction TypeMortgage
Record UpdatedMar 5, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address4685 PAPAYA ST COCOA FL 329263909, COCOA, FL 32926-3909

Mortgage

Document Number0083720232
DateFeb 20, 2019
Book Page008372/000232
Instrument34864
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount on Record
Term180 Months
DueFeb 19, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 4685 Papaya St was $3,443 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$263,900 (+2.7%)$326,640 (-0.05%)
2025$3,443.00 Homeowner's exemption$256,970$326,790 Land $100,000 Building $226,790
2023$1,917.00 (+8.8%) Homeowner's exemption$141,160 (+4.67%)$293,140 (+12.76%) Land $80,000 Building $213,140
2022$1,762.00 Homeowner's exemption$134,860$259,970 Land $70,000 Building $189,970

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4685 Papaya St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 30 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies30 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4685 Papaya St is moderate, ranking above 69% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 50% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COCOA
serves 294,039 people · EPA ID FL3050223
Water SourceSurface water
Last State InspectionJul 2024
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

Nearby Properties on Papaya St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures