4685 Ludlow St, Boulder, CO 80305 Property Records

Boulder County property record for 4685 Ludlow St, Boulder, CO 80305

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 2,054 sqft · built 1965
Lot Size	0.191 acres (8,338 sqft)
Owner	Company Name on Record
Last Sale	$795,000 (Oct 2020)
Tax Bill	$6,427 (2025)
Deeds & Mortgages	Nov 2023 Transfer Jul 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1577-09-3-04-001`

Property Details

APN / Parcel Number

Primary APN	`1577-09-3-04-001`
Alternative APNs	`R0014362` `0014362`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	2,054 sqft Living Area
Gross Area	2,330 sqft
1st Floor Area	1,088 sqft
Basement Area	966 sqft
Finished Basement	966 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,338 sqft (0.191 acres)
Garage Type	Attached
Garage Area	276 sqft
Parking Spaces	1 Parking Space
Deck Area	460 sqft
Patio Area	732 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0014362
Street Address	4685 LUDLOW ST
City	BOULDER
State	CO
Zip	80305-6753
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK 9 HY VIEW
Legal Range	70
Legal Township	1S
Legal Section	09
Legal Subdivision	HY VIEW - BO
Legal Block	9
Legal Lot Number	1
Jurisdiction	BOULDER CO
Township / Civil Division	BOULDER
Census Block Group	1
Census Block	1005
Census Tract	12508

Owner

Source: Boulder County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4685 LUDLOW ST, BOULDER, CO 80305-6753
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2023	Intrafamily Transfer, Transfer
Jul 24, 2023	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF DENVER
Oct 1, 2020	Warranty Deed, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2020 · Amount on Record
Deed Sale	Oct 1, 2020 · Amount on Record
Prior Sale	May 22, 2007 · Amount on Record
Deed Document Number	20203820468
Prior Transfer Date	May 6, 2014
Prior Transfer Doc	0003380371
Record Updated	Oct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BOULDER CO
Recording Date	Nov 16, 2023
Property Address	4685 LUDLOW ST, BOULDER, CO 80305-6753
Document Number	0004028601
Instrument Date	Nov 15, 2023
Instrument	4028601
Transaction Type	Transfer
Record Updated	Dec 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4685 LUDLOW ST, BOULDER, CO 80305-6753

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	4685 LUDLOW ST, BOULDER, CO 80305-6753
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4685 LUDLOW ST, BOULDER, CO 80305-6753

Mortgage

Document Number	0004015351
Date	Jul 24, 2023
Instrument	4015351

Lender

Name	CREDIT UNION OF DENVER
Type	Credit Union
Address	DENVER, CO 80226

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 20, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	Oct 1, 2020
Property Address	4685 LUDLOW ST, BOULDER, CO 80305-6753
Document Number	0003820468
Instrument Date	Sep 30, 2020
Instrument	3820468
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$79.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4685 LUDLOW ST, 4685, BOULDER, CO 80305-6753

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4685 LUDLOW ST, BOULDER, CO 80305-6753

Mortgage

Document Number	0003820469
Date	Oct 1, 2020
Instrument	3820469

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Boulder City
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,585 (+1.74%) Land $30,165 Building $38,420	$1,078,600 (-) Land $513,600 Building $565,000
2025	$6,427.00 (+7.76%)	$67,413 (-7.33%) Land $32,100 Building $35,313	$1,078,600 (-0.66%) Land $513,600 Building $565,000
2023	$5,964.00 (+24.87%)	$72,748 (+41.45%) Land $37,935 Building $34,813	$1,085,800 (+46.73%) Land $566,200 Building $519,600
2022	$4,776.00	$51,430 Land $28,238 Building $23,192	$740,000 Land $406,300 Building $333,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 54% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOULDER serves 166,080 people · EPA ID CO0107152
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ayva Networks Fixed Wireless	2,500 / 2,500
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
LiveWireNet Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Ludlow St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures