4685 E 85th St, Garfield Heights (Cleveland), OH 44125 Property Records

Cuyahoga County property record for 4685 E 85th St, Garfield Heights, OH 44125

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,716 sqft · built 1928
Lot Size	0.105 acres (4,600 sqft)
Owner	Individual Name on File
Last Sale	$66,400 (Apr 2019)
Tax Bill	$4,364 (2025)
Deeds & Mortgages	Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`541-09-082`

Property Details

APN / Parcel Number

Primary APN	`541-09-082`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,716 sqft Living Area
1st Floor Area	1,144 sqft
2nd Floor Area	572 sqft
Basement Area	1,100 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1958
Architectural Style	Cape Cod
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,600 sqft (0.105 acres)
Lot Dimensions	115 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	254 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	4685 E 85TH ST
City	GARFIELD HEIGHTS
State	OH
Zip	44125-1325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U-2
Legal Description	480 WALTON 0363 ALL
Legal Subdivision	WALTON REALTY COMPANYS GARFIE
Legal Lot Number	363
Jurisdiction	CUYAHOGA OH
Township / Civil Division	GARFIELD HEIGHTS
Census Block Group	2
Census Block	2005
Census Tract	154100

Owner

4685 E 85th St is owned and occupied by an individual who bought it in April 2019.

Source: Cuyahoga County records, as of March 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4685 E 85TH ST, GARFIELD HEIGHTS, OH 44125-1325
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2019 · Amount on File
Deed Sale	Apr 11, 2019 · Amount on File
Prior Sale	Jun 26, 2009 · Amount on File
Deed Document Number	0004110395
Record Updated	Jun 8, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Apr 11, 2019
Property Address	4685 E 85TH ST, GARFIELD HEIGHTS, OH 44125-1325
Document Number	0004110395
Instrument Date	Apr 9, 2019
Instrument	4110395
Transaction Type	Transfer
Record Updated	Apr 26, 2019
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10750 W INTERSTATE 10 SAN ANTONIO TX 782301649, SAN ANTONIO, TX 78230-1649

Mortgage

Document Number	4110396
Date	Apr 11, 2019
Instrument	4110396

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 10, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4685 E 85th St was $4,364 with a homeowner's exemption, down 15.3% from the year before.

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Garfield Heights City
Unified School District	Garfield Heights City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,364.00 (-15.28%) Homeowner's exemption	$54,500 (-) Land $7,560 Building $46,940
2024	$5,151.00 (+106.54%) Homeowner's exemption	$54,500 (+121.82%) Land $7,560 Building $46,940	$155,700 Land $21,600 Building $134,100
2023	$2,494.00 (-24.54%) Homeowner's exemption	$24,570 (-) Land $5,180 Building $19,390
2022	$3,305.00 Homeowner's exemption	$24,570 Land $5,180 Building $19,390
2021			$70,200 Land $14,800 Building $55,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4685 E 85th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4685 E 85th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,024 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
DigitalC Fixed Wireless	100 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Breezeline, T-Mobile, Verizon.

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