4685 Debra Ln, Shoreview (Saint Paul), MN 55126 Property Records

Ramsey County property record for 4685 Debra Ln, Shoreview, MN 55126

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,889 sqft · built 1978
Lot Size	0.313 acres (13,650 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (Dec 2021)
Tax Bill	$7,296 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-30-23-41-0073`

Property Details

APN / Parcel Number

Primary APN	`14-30-23-41-0073`
Alternative APNs	`8420607` `470834`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,889 sqft Living Area
1st Floor Area	1,079 sqft
Basement Area	550 sqft
Finished Basement	550 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Exterior Material	Concrete
Construction Type	Concrete
Lot Area	13,650 sqft (0.313 acres)
Lot Dimensions	130 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	470834
Street Address	4685 DEBRA LN
City	SAINT PAUL
State	MN
Zip	55126-5828
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TANGLEWOOD 2ND ADDITION LOT 11 BLK 4
Legal Range	23
Legal Township	30
Legal Section	14
Legal Subdivision	TANGLEWOOD 2ND ADDITION
Legal Block	4
Legal Lot Number	11
Jurisdiction	RAMSEY MN
Township / Civil Division	SHOREVIEW
Census Block Group	2
Census Block	2010
Census Tract	40707

Owner

4685 Debra Ln is owned and occupied by two individuals who bought it in December 2021.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4685 DEBRA LN, SAINT PAUL, MN 55126-5828
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2021 · Amount on File
Deed Sale	Dec 13, 2021 · Amount on File
Deed Document Number	20214924039
Record Updated	Oct 29, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	RAMSEY MN
Recording Date	Dec 13, 2021
Property Address	4685 DEBRA LN, SHOREVIEW, MN 55126-5828
Document Number	0A04924039
Instrument Date	Dec 1, 2021
Instrument	A04924039
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,749.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4685 DEBRA LN, SHOREVIEW, MN 55126-5828

Mortgage

Document Number	0A04924040
Date	Dec 13, 2021
Instrument	A04924040

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 4685 Debra Ln was $7,296.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	Shoreview City
Unified School District	Mounds View Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$577,500 Land $96,200 Building $481,300	$577,500 Land $96,200 Building $481,300
2025	$7,296.00
2023	$6,450.00	$538,400 Land $96,200 Building $442,200	$538,400 Land $96,200 Building $442,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4685 Debra Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4685 Debra Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Shoreview serves 26,750 people · EPA ID MN1620020
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20