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4684 Wharf St, Bow, WA 98232 Property Records

Skagit County property record for 4684 Wharf St, Bow, WA 98232 · Last verified June 2023

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 4,250 sqft · built 1914
Lot Size0.48 acres (20,909 sqft)
Owner2 Individual Names on File
Tax Bill$7,491 (2022)
Deeds & MortgagesSep 2020 Mortgage
APN4147-012-004-0007

Property Details

APN / Parcel Number

Primary APN4147-012-004-0007
Alternative APN
  • P75249

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area4,250 sqft Living Area
Gross Area4,794 sqft
1st Floor Area2,239 sqft
2nd Floor Area2,011 sqft
Attic Area544 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1914
Effective Year BuiltEffective 2005
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeWood Frame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area20,909 sqft (0.48 acres)
Garage TypeDetached
Garage Area1,360 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

PorchCovered Porch
Porch Area128 sqft
Deck Area2,445 sqft
Patio Area2,445 sqft
Shed1 Shed
Shed Area216 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
SewerConnected

Location & Zoning

Account NumberP75249
Old Parcel Number41470120040007
Street Address4684 WHARF ST
CityBOW
StateWA
Zip98232-9364
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 1 TO 4 BLOCK 12, MAP OF THE TOWN OF SAMISH ON SAMISH ISLAND, WHATCOM COUNTY W.T., AS PER PLAT RECORDED IN VOLUME 2 OF PL
Legal Range02E
Legal Township36N
Legal Section27
Legal SubdivisionSAMISH
Legal Block12
Legal Lot Number1,4
JurisdictionSKAGIT WA
Township / Civil DivisionBOW
Census Block Group1
Census Block1014
Census Tract950801

Owner

Source: Skagit County records · APN 4147-012-004-0007

Assessment roll updated February 28, 2022 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4684 WHARF ST, BOW, WA 98232-9364
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Prior SaleMay 17, 2007
Last Transfer DateJul 12, 2013
Transfer Doc0007120142
Record UpdatedJun 07, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSKAGIT WA
Property Address4684 WHARF ST, BOW, WA 98232-9364
Document Number0010060097
Instrument DateSep 29, 2020
Transaction TypeMortgage
Record UpdatedOct 23, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address4684 WHARF ST BOW WA 982329364, BOW, WA 98232-9364

Mortgage

Document Number0010060097
DateOct 06, 2020
Instrument10060097
Lender
NameWHATCOM EDUCATIONAL CU
TypeCredit Union
AddressBELLINGHAM, WA 98227-9750
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 05, 2035

Tax Assessment & Valuation

Source: Skagit County records · Assessment roll updated February 28, 2022 · Last verified June 2023

Property Jurisdictions

TypeName
StateWashington
CountySkagit County
Unified School DistrictBurlington-Edison School District (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530579508011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 67 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies67 in force
Nearby Flood Claims6 (2009–2022)
Most Recent ClaimDec 2022, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 60 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Radiate HoldingsCable1,500 / 50
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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