4684 Pine Dr, Holland, MI 49423 Property Records

Allegan County property record for 4684 Pine Dr, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,300 sqft · built 1970
Lot Size	0.689 acres (30,013 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Jul 2026)
Tax Bill	$2,453 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-540-001-00`

Property Details

APN / Parcel Number

Primary APN	`11-540-001-00`
Alternative APN	`03-11-540-001-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	1,092 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Stucco
Lot Area	30,013 sqft (0.689 acres)
Lot Dimensions	300 ft deep x 100 ft wide
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4684 PINE DR
City	HOLLAND
State	MI
Zip	49423-8922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 1 WALTERS PLAT SEC 3 T4N R16W (82)
Legal Range	16W
Legal Township	04N
Legal Section	03
Legal Subdivision	WALTERS
Legal Lot Number	1
Jurisdiction	ALLEGAN MI
Township / Civil Division	LAKETOWN
Census Block Group	2
Census Block	2005
Census Tract	30200

Owner

4684 Pine Dr is owned and occupied by two individuals who bought it in July 2026.

Source: Allegan County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4684 PINE DR, HOLLAND, MI 49423-8922
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Feb 6, 2023	Deed of Trust, Mortgage · Line of Credit CONSUMERS CU
Mar 19, 2018	Deed of Trust, Mortgage · Line of Credit CONSUMERS CU
Jun 28, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CONSUMERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2026 · Amount on File
Deed Sale	Jul 15, 2026 · Amount on File
Prior Sale	Jan 9, 2007 · Amount on File
Deed Document Number	202611889
Deed Book / Page	5156 / 432
Prior Transfer Date	Jun 23, 2021
Prior Transfer Doc	0000016207
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jul 15, 2026
Property Address	4684 PINE DR, HOLLAND, MI 49423-8922
Document Number	0000011889
Book / Page	5156 / 432
Instrument Date	Jul 13, 2026
Instrument	202611889
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$286,638.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4684 PINE DR, HOLLAND, MI 49423-8922

Mortgage

Document Number	0000011890,
Date	Jul 15, 2026
Instrument	202611890

Lender

Name	FLAGSTAR BANK FSB

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.79%
Initial Type	Fixed Rate
Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	4684 PINE DR, HOLLAND, MI 49423-8922
Transaction Type	Mortgage
Record Updated	Feb 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4684 PINE DR, HOLLAND, MI 49423-8922

Mortgage

Document Number	004834/435
Date	Feb 6, 2023
Book Page	4834/435
Instrument	2023001637

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	4684 PINE DR, HOLLAND, MI 49423-8922
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004229/384
Date	Mar 19, 2018
Book Page	4229/384

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	203 Months
Due	Feb 20, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Jun 28, 2021
Property Address	4684 PINE DR, HOLLAND, MI 49423-8922
Document Number	004638/174
Book / Page	4638 / 174
Map Reference	LB 9 PG 3
Instrument Date	Jun 23, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4684 PINE DR, 4684, HOLLAND, MI 49423-8922

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4684 PINE DR, HOLLAND, MI 49423-8922

Mortgage

Document Number	0004638164
Date	Jun 28, 2021
Instrument	4638/164

Lender

Name	CONSUMERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 4684 Pine Dr was $2,453 with a homeowner's exemption, up 3.7% from the year before.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Laketown Township
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$152,000 (+13.1%) Land $55,000 Building $97,000	$304,000 (+13.1%) Land $110,000 Building $194,000
2025	$2,453.00 (+3.68%) Homeowner's exemption	$134,400 Land $50,000 Building $84,400	$268,800 Land $100,000 Building $168,800
2024	$2,366.00
2023		$118,100 Land $30,000 Building $88,100	$236,200 Land $60,000 Building $176,200
2022	$2,056.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4684 Pine Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4684 Pine Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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