4684 Loretta Ave, Cincinnati, OH 45238 Property Records

Hamilton County property record for 4684 Loretta Ave, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,498 sqft · built 1918
Lot Size	0.169 acres (7,362 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (May 2022)
Tax Bill	$4,316 (2025)
Deeds & Mortgages	May 2022 Sale & Line of Credit Jun 2021 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`180-0080-0098-00`

Property Details

APN / Parcel Number

Primary APN	`180-0080-0098-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,498 sqft Living Area
1st Floor Area	1,172 sqft
2nd Floor Area	896 sqft
Attic	Attic
Attic Area	430 sqft
Basement Area	1,172 sqft

Exterior

Year Built	Built 1918
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	7,362 sqft (0.169 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Basement
Garage Area	1 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	182 sqft
Patio Area	670 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	4684 LORETTA AVE
City	CINCINNATI
State	OH
Zip	45238-4514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4684 LORETTA AVE 50 X 150 LOT 29 LOCKMANS SUB
Legal Subdivision	LOCKMANS SUB
Legal Lot Number	29
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1001
Census Tract	9901

Owner

4684 Loretta Ave is owned and occupied by an individual who bought it in May 2022.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4684 LORETTA AVE, CINCINNATI, OH 45238-4514
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2022	Warranty Deed, Transfer · Line of Credit CITIZENS BANK NA
Jun 4, 2021	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Feb 8, 2019	Quit Claim Deed, Transfer PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGCY INC
Aug 17, 2017	Quit Claim Deed, Transfer PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGCY INC
Aug 17, 2017	Grant Deed, Transfer
May 3, 2017	Grant Deed, Transfer SERVICELINK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2022 · Amount on File
Deed Sale	May 20, 2022 · Amount on File
Prior Sale	Jun 4, 2021 · Amount on File
Deed Document Number	0000050909
Deed Book / Page	14672 / 2298
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 20, 2022
Property Address	4684 LORETTA AVE, CINCINNATI, OH 45238-4514
Document Number	0000050909
Book / Page	14672 / 2298
Map Reference	MB 20 PG 14&15
Instrument Date	May 16, 2022
Instrument	2022-0050909
Transaction Type	Transfer
Record Updated	Jun 24, 2022
Title Company	MATINGLY FORD TITLE SERVICES LLC, MATTINGLY FORD TTL SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4684 LORETTA AVE, CINCINNATI, OH 45238-4514

Mortgage

Document Number	0000050910
Date	May 20, 2022
Instrument	2022-0050910

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 4, 2021
Property Address	4684 LORETTA AVE, CINCINNATI, OH 45238-4514
Document Number	0000068805
Book / Page	14432 / 2121
Map Reference	MB 20 PG 14&15
Instrument Date	May 27, 2021
Instrument	2021-0068805
Transaction Type	Transfer
Record Updated	Jul 23, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$286.50
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 8, 2019
Property Address	4684 LORETTA AVE, CINCINNATI, OH 45238-4514
Document Number	0000010352
Book / Page	013851 / 000991
Instrument Date	Jan 4, 2019
Instrument	10352
Transaction Type	Transfer
Record Updated	Mar 22, 2019
Title Company	PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGCY INC

Transaction

Amount	Amount on Record
Tax	$286.50
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4684 LORETTA AVE CINCINNATI OH 452384514, CINCINNATI, OH 45238-4514

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 17, 2017
Property Address	4684 LORETTA AVE, CINCINNATI, OH 45238-4514
Document Number	0000075274
Book / Page	013483 / 002106
Instrument Date	Aug 7, 2017
Instrument	75274
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGCY INC

Transaction

Amount	Amount on Record
Tax	$93.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4684 LORETTA AVE CINCINNATI OH 452384514, CINCINNATI, OH 45238-4514

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 17, 2017
Property Address	4684 LORETTA AVE, CINCINNATI, OH 45238-4514
Document Number	0000075273
Book / Page	013483 / 002103
Instrument Date	Aug 1, 2017
Instrument	75273
Transaction Type	Transfer
Record Updated	Nov 7, 2017

Transaction

Tax	$0.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 MEADOW WOOD DR #22 CRESCENT SPRINGS KY 410171298, 22, CRESCENT SPRINGS, KY 41017-1298

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	May 3, 2017
Property Address	4684 LORETTA AVE, CINCINNATI, OH 45238-4514
Document Number	0000039278
Book / Page	013409 / 000742
Instrument Date	Apr 29, 2016
Instrument	39278
Transaction Type	Transfer
Record Updated	Apr 18, 2018
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 4684 Loretta Ave was $4,316, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,316.00 (+3.13%)	$70,000 (+%) Land $5,751 Building $64,249
2024	$4,185.00 (-2.2%)	$69,999 (-) Land $5,750 Building $64,249
2023	$4,279.00 (+87.26%)	$69,999 (+109.42%) Land $5,750 Building $64,249	$200,000 Land $16,430 Building $183,570
2022	$2,285.00 Homeowner's exemption	$33,425 Land $5,712 Building $27,713
2020			$95,500 Land $16,320 Building $79,180

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4684 Loretta Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4684 Loretta Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T, T-Mobile.

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