4684 Defield Rd, Coloma, MI 49038 Property Records

Berrien County property record for 4684 Defield Rd, Coloma, MI 49038

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,902 sqft · built 1958
Lot Size	28.8 acres (1,254,528 sqft)
Owner	Individual Name on Record
Tax Bill	$2,333 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit Nov 2022 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`08-0020-0017-06-0`

Property Details

APN / Parcel Number

Primary APN	`08-0020-0017-06-0`
Alternative APN	`11-08-0020-0017-06-0`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,902 sqft Living Area
1st Floor Area	1,902 sqft
Basement Area	876 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Raised Ranch
Lot Area	1,254,528 sqft (28.8 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4684 DEFIELD RD
City	COLOMA
State	MI
Zip	49038-9515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-P
Legal Description	COMBINED ON / / FROM 08-0020-0017-04-0, 08-0020-0017-00-7, 08-0020-0017-03-1; BEG 830.29? S & 364? W OF THE N1/4 COR SEC 20 T3S R17W TH W 1055? MOL TO PAW PAW RIVER TH SLY & ELY ON RIVER TO N & S 1/4 LN TH N TO PNT 1566.29? S OF N1/4 COR SD SEC TH W
Legal Range	17W
Legal Township	03S
Legal Section	20
Jurisdiction	BERRIEN MI
Township / Civil Division	COLOMA
Census Block Group	2
Census Block	2017
Census Tract	10201

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4684 DEFIELD RD, COLOMA, MI 49038-9515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2018	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Nov 15, 2022	Deed of Trust, Mortgage · Line of Credit HONOR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 9, 2016
Transfer Doc	03139/1583
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	4684 DEFIELD RD, COLOMA, MI 49038-9515
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03213/1483
Date	Aug 6, 2018
Book Page	3213/1483

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jul 25, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	4684 DEFIELD RD, COLOMA, MI 49038-9515
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4684 DE ELD ROAD, COLOMA, MI 49038

Mortgage

Document Number	003392/518
Date	Nov 15, 2022
Book Page	3392/518
Instrument	2022367225

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 12, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Coloma Charter Township
Unified School District	Coloma Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$128,800 (+4.89%)	$257,600 (+4.89%)
2025	$2,333.00 (+2.5%) Homeowner's exemption	$122,800 (+18.42%)	$245,600 (+18.42%)
2024	$2,276.00 (+13.4%)
2023		$103,700	$207,400
2022	$2,007.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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