Harlan County property record for 4684 Cloverlick Rd, Cumberland, KY 40823
| Property Type | Rural Home |
|---|---|
| Lot Size | 14 acres (609,840 sqft) |
| Owner | Individual Name on Record |
| Flood Zone | Zone X (minimal risk) |
| APN | 208-00-00-010.00 |
| Primary APN | 208-00-00-010.00 |
|---|---|
| Alternative APN |
|
| Lot Area | 609,840 sqft (14 acres) |
|---|
| Account Number | 8305 |
|---|---|
| Street Address | 4684 CLOVERLICK RD |
| City | CUMBERLAND |
| State | KY |
| Zip | 40823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | FARM & HOUSE |
| Jurisdiction | HARLAN KY |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 4 |
| Census Block | 4023 |
| Census Tract | 970200 |
Source: Harlan County records, as of October 27, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Harlan County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Harlan County |
| Unified School District | Harlan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption | $46,125 (-) Land $1,625 Building $44,500 | $70,500 (-) Land $26,000 Building $44,500 |
| 2023 | Homeowner's exemption | $46,125 Land $1,625 Building $44,500 | $70,500 Land $26,000 Building $44,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1984–2007) |
| Most Recent Claim | Apr 2007 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 82% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CUMBERLAND MUNICIPAL WATER WORKS serves 2,843 people · EPA ID KY0480092 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Turbidity resolved · Jul 2020 Haloacetic acids resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Access Cable Fiber · Cable | 2,000 / 2,000 |
| Windstream DSL | 200 / 20 |
No cell data coverage reported
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