46839 Willowood Pl, Sterling, VA 20165 Property Records

Loudoun County property record for 46839 Willowood Pl, Sterling, VA 20165

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,434 sqft · built 1997
Lot Size	0.13 acres (5,662 sqft)
Owner	2 Individual Names on File
Last Sale	$729,000 (Jun 2021)
Tax Bill	$6,957 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`011-27-1772-000`

Property Details

APN / Parcel Number

Primary APN	`011-27-1772-000`
Alternative APN	`81 V 4 75`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	3,434 sqft Living Area
1st Floor Area	918 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,662 sqft (0.13 acres)
Garage Type	Attached
Garage Area	396 sqft

Exterior Amenities

Porch	Porch
Porch Area	32 sqft
Deck Area	Deck Area
Patio Area	188 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	46839 WILLOWOOD PL
City	STERLING
State	VA
Zip	20165-7590
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDH4
Legal Description	POTOMAC LAKES SEC.10-B LOT 75 201107260044721
Legal Subdivision	POTOMAC LAKE
Legal Block	3
Legal Lot Number	75
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	3
Census Block	3002
Census Tract	611202

Owner

46839 Willowood Pl is owned and occupied by two individuals who bought it in June 2021.

Source: Loudoun County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46839 WILLOWOOD PL, STERLING, VA 20165-7590
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Warranty Deed, Transfer · Conventional Mortgage MCLEAN MORTGAGE CORPORATION
Aug 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST SVGS MTG
Aug 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST SVGS MTG
Dec 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Jun 11, 2018	Warranty Deed, Transfer · Conventional with PMI HOME SVG & TR MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2021 · Amount on File
Deed Sale	Jun 9, 2021 · Amount on File
Prior Sale	Jun 11, 2018 · Amount on File
Deed Document Number	202164736
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Jun 9, 2021
Property Address	46839 WILLOWOOD PL, STERLING, VA 20165-7590
Document Number	202106090064736
Instrument Date	Jun 3, 2021
Instrument	202106090064736
Transaction Type	Transfer
Record Updated	Jun 30, 2021
Title Company	EKKO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46839 WILLOWOOD PL, STERLING, VA 20165-7590

Mortgage

Document Number	202106090064737
Date	Jun 9, 2021
Instrument	202106090064737

Lender

Name	MCLEAN MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	46839 WILLOWOOD PL, STERLING, VA 20165-7590
Document Number	20200819071035
Instrument Date	Aug 14, 2020
Transaction Type	Mortgage
Record Updated	Sep 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46839 WILLOWOOD PL STERLING VA 201657590, STERLING, VA 20165-7590

Mortgage

Document Number	20200819071035
Date	Aug 19, 2020
Instrument	71035

Lender

Name	FIRST SVGS MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 18, 2050

Interest

Rate Type	Fixed Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	46839 WILLOWOOD PL, STERLING, VA 20165-7590
Document Number	20200819071036
Instrument Date	Aug 14, 2020
Transaction Type	Mortgage
Record Updated	Sep 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46839 WILLOWOOD PL STERLING VA 201657590, STERLING, VA 20165-7590

Mortgage

Document Number	20200819071036
Date	Aug 19, 2020
Instrument	71036

Lender

Name	FIRST SVGS MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 18, 2035

Interest

Rate Type	Fixed Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	46839 WILLOWOOD PL, STERLING, VA 20165-7590
Document Number	20190102000314
Instrument Date	Dec 10, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20190102000314
Date	Jan 2, 2019
Instrument	314

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2029

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Jun 11, 2018
Property Address	46839 WILLOWOOD PL, STERLING, VA 20165-7590
Document Number	20180611033038
Instrument Date	Jun 8, 2018
Instrument	33038
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$625.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46839 WILLOWOOD PL STERLING VA 201657590, STERLING, VA 20165-7590

Mortgage

Document Number	20180611033039
Date	Jun 11, 2018
Instrument	33039

Lender

Name	HOME SVG & TR MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 46839 Willowood Pl was $6,957.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,957.00	$864,310 Land $278,800 Building $585,510	$864,310 Land $278,800 Building $585,510
2023	$6,897.00	$788,280 Land $233,800 Building $554,480	$788,280 Land $233,800 Building $554,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46839 Willowood Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46839 Willowood Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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