St. Louis County property record for 4683 Armstrong Bay Rd, Tower, MN 55790 · Last verified August 2026
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.75 Baths |
| Year Built | Built 2018 |
| Square Footage | 1,456 sqft Gross Area |
| Lot Size | 287,496 sqft (6.6 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $175,000 (2013) |
| Tax Bill | $6,988.00 (2026) |
Source: St. Louis County records · APN 270-0010-03045
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 142, SOUDAN, MN 55782-0142 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 30, 2020 | Deed of Trust, Mortgage · Line of Credit FRANDSEN BK&TR |
| Sep 30, 2020 | Deed of Trust, Mortgage FRANDSEN BK&TR |
| Jul 20, 2020 | Loan Modification, Mortgage NOT AVAILABLE |
| Dec 21, 2019 | Loan Modification, Mortgage NOT AVAILABLE |
| Oct 21, 2019 | Loan Modification, Mortgage FRANDSEN BK&TR |
| Aug 19, 2019 | Loan Modification, Mortgage NOT AVAILABLE |
| Jun 21, 2019 | Loan Modification, Mortgage FRANDSEN BK&TR |
| Sep 24, 2018 | Trustee's Deed, Construction Loan · Line of Credit FRANDSEN BK&TR |
| Sep 21, 2018 | Deed of Trust, Mortgage · Line of Credit FRANDSEN BK&TR |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 18, 2013 · Amount on Record |
| Deed Sale | Oct 18, 2013 · Amount on Record |
| Deed Doc Number | 20131225738 |
| Prior Transfer Date | Sep 20, 2013 |
| Prior Transfer Doc | 00A1225738 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4683 ARMSTRONG BAY RD, TOWER, MN 55790 |
| Document Number | 00A1392993 |
| Instrument Date | Sep 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 4683 ARMSTRONG BAY RD W TOWER MN 55790, TOWER, MN 55790 |
| Document Number | 00A1392993 |
|---|---|
| Date | Oct 14, 2020 |
| Instrument | A1392993 |
| Name | FRANDSEN BK&TR |
|---|---|
| Type | Bank |
| Address | ELY, MN 55731 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 13, 2025 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4683 ARMSTRONG BAY RD, TOWER, MN 55790 |
| Document Number | 00A1392992 |
| Instrument Date | Sep 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 4683 ARMSTRONG BAY RD W TOWER MN 55790, TOWER, MN 55790 |
| Document Number | 00A1392992 |
|---|---|
| Date | Oct 14, 2020 |
| Instrument | A1392992 |
| Name | FRANDSEN BK&TR |
|---|---|
| Type | Bank |
| Address | NEW ULM, MN 56073 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 13, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4683 ARMSTRONG BAY RD, TOWER, MN 55790 |
| Document Number | 00A1387095 |
| Instrument Date | Jul 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 4683 ARMSTRONG BAY RD W TOWER MN 55790, TOWER, MN 55790 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4683 ARMSTRONG BAY RD, TOWER, MN 55790 |
| Document Number | 00A1372462 |
| Instrument Date | Dec 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4683 ARMSTRONG BAY RD W TOWER MN 55790, TOWER, MN 55790 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4683 ARMSTRONG BAY RD, TOWER, MN 55790 |
| Document Number | 00A1367612 |
| Instrument Date | Oct 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4683 ARMSTRONG BAY RD W TOWER MN 55790, TOWER, MN 55790 |
| Document Number | 00A1367612 |
|---|---|
| Date | Nov 15, 2019 |
| Instrument | A1367612 |
| Name | FRANDSEN BK&TR |
|---|---|
| Type | Bank |
| Address | ELY, MN 55731 |
| Term | 12 Months |
|---|---|
| Due | Nov 14, 2020 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4683 ARMSTRONG BAY RD, TOWER, MN 55790 |
| Document Number | 00A1362074 |
| Instrument Date | Aug 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4683 ARMSTRONG BAY RD W TOWER MN 55790, TOWER, MN 55790 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4683 ARMSTRONG BAY RD, TOWER, MN 55790 |
| Document Number | 00A1358678 |
| Instrument Date | Jun 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4683 ARMSTRONG BAY RD W TOWER MN 55790, TOWER, MN 55790 |
| Document Number | 00A1358678 |
|---|---|
| Date | Jul 16, 2019 |
| Instrument | A1358678 |
| Name | FRANDSEN BK&TR |
|---|---|
| Type | Bank |
| Address | ELY, MN 55731 |
| Term | 12 Months |
|---|---|
| Due | Jul 15, 2020 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 24, 2018 |
| Property Address | 4683 ARMSTRONG BAY RD, TOWER, MN 55790 |
| Instrument Date | Sep 21, 2018 |
| Instrument | A1341273 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 10, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4683 ARMSTRONG BAY RD W TOWER MN 55790, TOWER, MN 55790 |
| Document Number | 00A1341273 |
|---|---|
| Date | Sep 24, 2018 |
| Instrument | A1341273 |
| Name | FRANDSEN BK&TR |
|---|---|
| Type | Bank |
| Address | ELY, MN 55731 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 23, 2019 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4683 ARMSTRONG BAY RD, TOWER, MN 55790 |
| Document Number | 00A1342421 |
| Instrument Date | Sep 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 4683 ARMSTRONG BAY RD W TOWER MN 55790, TOWER, MN 55790 |
| Document Number | 00A1342421 |
|---|---|
| Date | Oct 11, 2018 |
| Instrument | A1342421 |
| Name | FRANDSEN BK&TR |
|---|---|
| Type | Bank |
| Address | ELY, MN 55731 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 10, 2023 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Breitung Township |
| Unified School District | St. Louis County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,988.00 (+10.12%) Homeowner's exemption | ||
| 2025 | $6,346.00 (-0.16%) Homeowner's exemption | $648,700 (+12.47%) Land $254,800 Building $393,900 | $648,700 (+12.47%) Land $254,800 Building $393,900 |
| 2024 | $6,356.00 | $576,800 (+4.82%) Land $247,800 Building $329,000 | $576,800 (+4.82%) Land $247,800 Building $329,000 |
| 2022 | $550,300 Land $237,100 Building $313,200 | $550,300 Land $237,100 Building $313,200 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 62% of the US · above 85% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 602 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 270-0010-03045 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 3 Rooms |
| Building Area | 1,456 sqft Gross Area |
| 1st Floor | 1,456 sqft 1st Floor |
| Basement Area | 1,310 sqft Basement |
| Finished Basement | 1,310 sqft Finished |
| Stories | 1 Stories |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Lot Area | 287,496 sqft (6.6 acres) |
| Garage Area | 1,040 sqft Garage |
| Deck Area | 452 sqft Deck |
|---|---|
| Porch Area | 96 sqft Porch |
| Sauna | Sauna |
| Boat House | 540 sqft Boat House |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Propane Heating Fuel |
| Account Number | 1170023 |
|---|---|
| Street Address | 4683 ARMSTRONG BAY RD |
| City | TOWER |
| State | MN |
| Zip | 55790 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Legal Description | W 210 FT OF W 420 FT OF GOVT LOT 4 SERIAL # |
| Legal Range | 14W |
| Legal Township | 62N |
| Legal Section | 18 |
| Legal Subdivision | BREITUNG TOWN OF |
| Legal Lot Number | 4 |
| Jurisdiction | ST LOUIS MN |
| Minor Civil Division | BREITUNG |
| Census Blockgroup | 1 |
| Census Block | 1009 |
| Census Tract | 15402 |
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