4682 Spinnaker Bay Ct, Oceanside, CA 92057 Property Records

San Diego County property record for 4682 Spinnaker Bay Ct, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,576 sqft · built 1994
Lot Size0.221 acres (9,617 sqft)
OwnerCompany Name on Record
Last Sale$221,500 (Jan 1994)
Tax Bill$3,842 (2025)
Deeds & MortgagesSep 2018 Transfer
Flood ZoneZone X (moderate risk)
APN122-396-24-00

Property Details

APN / Parcel Number

Primary APN122-396-24-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,576 sqft Living Area

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Lot Area9,617 sqft (0.221 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address4682 SPINNAKER BAY CT
CityOCEANSIDE
StateCA
Zip92057-4226
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 461 TR 012381
Legal SubdivisionWHELAN RANCH
Legal Tract012381
Legal Block1
Legal Lot Number461
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1001
Census Tract18609

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4682 SPINNAKER BAY CT, OCEANSIDE, CA 92057-4226
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 31, 1994 · Amount on Record
Deed SaleJan 31, 1994 · Amount on Record
Deed Document Number199470627
Last Transfer DateOct 24, 1995
Transfer Doc0000492013
Record UpdatedOct 29, 2026

September 2018: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN DIEGO CA
Recording DateSep 10, 2018
Property Address4682 SPINNAKER BAY CT, OCEANSIDE, CA 92057-4226
Document Number0000374095
Instrument DateAug 20, 2018
Instrument374095
Transaction TypeTransfer
Record UpdatedMar 26, 2020
Title CompanyNOT AVAILABLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4682 SPINNAKER BAY CT OCEANSIDE CA 920574226, OCEANSIDE, CA 92057-4226

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$342,256 (+2%) Land $105,039 Building $237,217
2025$3,842.00 (+5.23%) Homeowner's exemption$335,546 (+4.04%) Land $102,980 Building $232,566
2023$3,651.00 (+1.59%) Homeowner's exemption$322,518 Land $98,982 Building $223,536
2022$3,594.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims2 (1998–2018)
Claims Outside the SFHA2 of 2
Most Recent ClaimNov 2018 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 79% of California
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

May also be available: T-Mobile.

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