4682 Cat Path Rd, Locke, NY 13092 Property Records

Cayuga County and Locke Town property record for 4682 Cat Path Rd, Locke, NY 13092

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,888 sqft · built 2002
Lot Size	0.602 acres (26,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (May 2016)
Tax Bill	$7,723 (2026)
Deeds & Mortgages	Mar 2020 Refinance Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`053600 241.00-1-37.1`

Property Details

APN / Parcel Number

Primary APN	`053600 241.00-1-37.1`
Alternative APNs	`360024100000010370010000` `09030072`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,888 sqft Living Area
1st Floor Area	1,444 sqft
2nd Floor Area	1,444 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	26,250 sqft (0.602 acres)
Lot Dimensions	150 ft deep x 175 ft wide
Garage Type	Attached
Garage Area	1,406 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	900 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	09030072
Street Address	4682 CAT PATH RD
City	LOCKE
State	NY
Zip	13092-4136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	37.001
Jurisdiction	CAYUGA NY
Township / Civil Division	LOCKE
Census Block Group	4
Census Block	4026
Census Tract	40900

Owner

Source: Cayuga County and Locke Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4682 CAT PATH RD, LOCKE, NY 13092-4136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CAYUGA LAKE NATIONAL BANK
Feb 26, 2020	Deed of Trust, Mortgage · Conventional with PMI CAYUGA LK NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2016 · Amount on Record
Deed Sale	May 2, 2016 · Amount on Record
Prior Sale	Jul 29, 2009 · Amount on Record
Deed Document Number	2016161869
Deed Book / Page	1626 / 39
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAYUGA NY
Property Address	4682 CAT PATH RD, LOCKE, NY 13092-4136
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003844/286
Date	Mar 9, 2020
Book Page	3844/286
Instrument	2020-194060

Lender

Name	CAYUGA LAKE NATIONAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAYUGA NY
Property Address	4682 CAT PATH RD, LOCKE, NY 13092-4136
Document Number	0038430200
Instrument Date	Feb 26, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4682 CAT PATH RD LOCKE NY 130924136, LOCKE, NY 13092-4136

Mortgage

Document Number	0038430200
Date	Mar 4, 2020
Book Page	003843/000200
Instrument	193996

Lender

Name	CAYUGA LK NAT'L BK
Type	Bank
Address	UNION SPRINGS, NY 13160

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cayuga County and Locke Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cayuga County
County Subdivision	Locke Town
Unified School District	Moravia Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,723.00 (+1.95%)
2025	$7,575.00 (+5.08%)	$264,000 (-) Land $15,400 Building $248,600	$371,831 (+21.13%) Land $21,690 Building $350,141
2024	$7,209.00 (+114.11%)
2023		$264,000 Land $15,400 Building $248,600	$306,977 Land $17,907 Building $289,070
2020	$3,367.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	11 (1981–2021)
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Apr 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: Zito Media.

Cell Coverage

5G (outdoors only) and 4G LTE

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