4681 Third St, Watersmeet, MI 49969 Property Records

Gogebic County property record for 4681 Third St, Watersmeet, MI 49969

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,538 sqft · built 1997
Lot Size0.34 acres (14,810 sqft)
OwnerIndividual Name on Record
Last Sale$134,900 (Dec 2023)
Tax Bill$2,048 (2025)
Deeds & MortgagesDec 2023 Sale
Oct 2019 Mortgage
+ 2 more
APN06-42-100-200

Property Details

APN / Parcel Number

Primary APN06-42-100-200

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,538 sqft Living Area
1st Floor Area1,518 sqft
Basement Area1,518 sqft
Unfinished Basement1,518 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleConventional
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage Area1,046 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address4681 3RD ST
CityWATERSMEET
StateMI
Zip49969
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR 1
Legal DescriptionSEC. 00 T00N R00W MAP NO. BLK 12B PRT OF BLK B; COM AT SE COR OF SD BLK 12, FIRST ADDN TO VILLAGE OF WATERSMEET THE POB; TH
Legal SubdivisionFIRST
Legal Block12,12B
JurisdictionGOGEBIC MI
Township / Civil DivisionWATERSMEET
Census Block Group2
Census Block2104
Census Tract950800

Owner

Source: Gogebic County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 437, WATERSMEET, MI 49969-0437
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 8, 2023Land Contract, Transfer
Oct 4, 2019Deed of Trust, Mortgage · FmHA Mortgage
HEADWATERS STATE BANK
Dec 23, 2020Warranty Deed, Transfer · Conventional Mortgage
CORNERSTONE MORTGAGE
Jun 26, 2019Warranty Deed, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 8, 2023 · Amount on Record
Deed SaleDec 8, 2023 · Amount on Record
Prior SaleDec 23, 2020 · Amount on Record
Deed Book / Page683 / 246
Prior Transfer DateAug 29, 2008
Prior Transfer Doc000498/410
Record UpdatedOct 29, 2026

December 2023: Land Contract, Transfer

Document TypeLand Contract
JurisdictionGOGEBIC MI
Recording DateDec 8, 2023
Property Address4681 THIRD ST, WATERSMEET, MI 49969
Document Number000683/246
Book / Page683 / 246
Instrument DateDec 8, 2023
Transaction TypeTransfer
Record UpdatedDec 21, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4681 3DD ST, WATERSMEET, MI 49969

Transferred To (Grantee/Buyer)

NameVerified Name

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGOGEBIC MI
Property Address4681 THIRD ST, WATERSMEET, MI 49969
Transaction TypeMortgage
Record UpdatedAug 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4681 3RD STREET, WATERSMEET, MI 49969

Mortgage

Document Number627/012
DateOct 4, 2019
Book Page627/012
Lender
NameHEADWATERS STATE BANK
TypeBank
AddressLAND O LAKES, WI 54540
Agreement
TypeFmHA Mortgage
AmountAmount Recorded

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGOGEBIC MI
Recording DateDec 23, 2020
Property Address4681 THIRD ST, WATERSMEET, MI 49969
Document Number644/117
Book / Page644 / 117
Instrument DateDec 18, 2020
Transaction TypeTransfer
Record UpdatedAug 26, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$946.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1242 BEACONSFIELD AVE, GROSSE POINTE PARK, MI 48230-1057

Mortgage

Document Number644119
DateDec 23, 2020
Instrument644/119
Lender
NameCORNERSTONE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGOGEBIC MI
Recording DateJun 26, 2019
Property Address4681 THIRD ST, WATERSMEET, MI 49969
Document Number623/972
Book / Page623 / 972
Instrument DateJun 25, 2019
Transaction TypeTransfer
Record UpdatedAug 26, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3609 153RD RD, LIVE OAK, FL 32060-8130

Tax Assessment & Valuation

Source: Gogebic County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGogebic County
County SubdivisionWatersmeet Township
Unified School DistrictWatersmeet Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$82,581 (+12.59%) Land $3,107 Building $79,474$165,162 (+12.59%) Land $6,214 Building $158,948
2025$2,048.00 (-1.06%) Homeowner's exemption
2024$2,070.00
2023$73,347 Land $4,000 Building $69,347$146,694 Land $8,000 Building $138,694

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERSMEET TOWNSHIP
serves 575 people · EPA ID MI0006920
Water SourceGroundwater
Last State InspectionApr 2025

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Highline Internet
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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