4681 Stratford Ln, Eagan (Saint Paul), MN 55123 Property Records

Dakota County property record for 4681 Stratford Ln, Eagan, MN 55123

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,592 sqft · built 1994
Lot Size	0.319 acres (13,873 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (Aug 2025)
Tax Bill	$5,740 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-83751-04-060`

Property Details

APN / Parcel Number

Primary APN	`10-83751-04-060`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,592 sqft Living Area
Gross Area	3,076 sqft
1st Floor Area	1,384 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1996
Architectural Style	Split Level
Construction Type	Wood
Lot Area	13,873 sqft (0.319 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4681 STRATFORD LN
City	SAINT PAUL
State	MN
Zip	55123-3986
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTON HILLS 2ND ADD 6 4
Legal Subdivision	WESTON HILLS 2ND ADD
Legal Block	4
Legal Lot Number	60
Jurisdiction	DAKOTA MN
Township / Civil Division	EAGAN
Census Block Group	2
Census Block	2001
Census Tract	60732

Owner

4681 Stratford Ln is owned and occupied by two individuals who bought it in August 2025.

Source: Dakota County records, as of October 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4681 STRATFORD LN, SAINT PAUL, MN 55123-3986
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST COLONY MORTGAGE CORP
Jul 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST CLASS MORTGAGE V INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2025 · Amount on File
Deed Sale	Aug 4, 2025 · Amount on File
Prior Sale	Jan 24, 2012 · Amount on File
Deed Document Number	20253686063
Record Updated	Oct 29, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Aug 4, 2025
Property Address	4681 STRATFORD LN, EAGAN, MN 55123-3986
Document Number	0003686063
Instrument Date	Jul 28, 2025
Instrument	3686063
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	FIRST FINANCIAL TITLE, FIRST FINANCIAL TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,749.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4681 STRATFORD LN, EAGAN, MN 55123-3986

Mortgage

Document Number	0003686066
Date	Aug 4, 2025
Instrument	3686066

Lender

Name	FIRST COLONY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2055

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	4681 STRATFORD LN, EAGAN, MN 55123-3986
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003312669
Date	Jul 1, 2019
Instrument	3312669

Lender

Name	FIRST CLASS MORTGAGE V INC
Type	Mortgage Company
Address	OSSEO, MN 55369

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 4681 Stratford Ln was $5,740.

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Dakota County
Municipality	Eagan City
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,740.00 Homeowner's exemption	$495,400 (+6.81%) Land $111,700 Building $383,700	$495,400 (+6.81%) Land $111,700 Building $383,700
2024		$463,800 Land $108,600 Building $355,200	$463,800 Land $108,600 Building $355,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4681 Stratford Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4681 Stratford Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Eagan serves 68,223 people · EPA ID MN1190007
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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