4681 Boulder Ln, Lorain, OH 44053 Property Records

Lorain County property record for 4681 Boulder Ln, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,768 sqft · built 2022
Lot Size	0.139 acres (6,069 sqft)
Owner	2 Individual Names on File
Last Sale	$334,100 (Aug 2022)
Tax Bill	$148 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-03-005-103-156`

Property Details

APN / Parcel Number

Primary APN	`02-03-005-103-156`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,768 sqft Living Area
Gross Area	2,168 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,069 sqft (0.139 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4681 BOULDER LN
City	LORAIN
State	OH
Zip	44053-1665
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CORNERSTONE FARMS SUB NO 5 50 X 120
Legal Subdivision	CORNERSTONE FARMS SUB NO 5
Legal Block	103
Legal Lot Number	127
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	2
Census Block	2023
Census Tract	97202

Owner

4681 Boulder Ln is owned and occupied by two individuals who bought it in August 2022.

Source: Lorain County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4681 BOULDER LN, LORAIN, OH 44053-1665
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Aug 31, 2022	Limited Warranty Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2022 · Amount on File
Deed Sale	Aug 31, 2022 · Amount on File
Deed Document Number	2022889610
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	4681 BOULDER LN, LORAIN, OH 44053-1665
Transaction Type	Mortgage
Record Updated	Nov 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4681 BOULDER LN, LORAIN, OH 44053-1665

Mortgage

Document Number	0000074547
Date	Nov 7, 2025
Instrument	2025-0074547

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

August 2022: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 31, 2022
Property Address	4681 BOULDER LN, LORAIN, OH 44053-1665
Document Number	0000889610
Map Reference	VOL 109 PG 37-41
Instrument Date	Jul 18, 2022
Instrument	2022-0889610
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 26, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4681 BOULDER LN, LORAIN, OH 44053-1665

Mortgage

Document Number	0000889611
Date	Aug 31, 2022
Instrument	2022-0889611

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 4681 Boulder Ln was $148, down 89.5% from the year before.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Amherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$148.00 (-89.47%)	$118,250 (+297.48%) Land $29,750 Building $88,500	$337,860 (+297.48%) Land $85,000 Building $252,860
2024	$1,405.00 (+53.05%)	$29,750 (+90.45%) Land $29,750	$85,000 (+90.45%) Land $85,000
2023	$918.00 (+51.49%)	$15,621 (+24.97%) Land $15,621	$44,630 Land $44,630
2022	$606.00	$12,500 Land $12,500
2021			$35,700 Land $35,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4681 Boulder Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4681 Boulder Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Breezeline, Verizon.

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