Contra Costa County property record for 4681 Big Bear Rd, Oakley, CA 94561
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,055 sqft · built 2004 |
| Lot Size | 0.138 acres (5,999 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $239,000 (Dec 2008) |
| Tax Bill | $3,526 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 033-380-004-3 |
| Primary APN | 033-380-004-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,055 sqft Living Area |
| 1st Floor Area | 2,055 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 5,999 sqft (0.138 acres) |
| View / Lot | Creek |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 4681 BIG BEAR RD |
|---|---|
| City | OAKLEY |
| State | CA |
| Zip | 94561-5227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T7797 L10 |
| Legal Subdivision | DELTA POINTE SUB 7797 |
| Legal Tract | 7797 |
| Legal Lot Number | 10 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | EAST CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 302012 |
Source: Contra Costa County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4681 BIG BEAR RD, OAKLEY, CA 94561-5227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Mar 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Feb 2, 2022 | Intrafamily Transfer, Transfer BOSTON NATIONAL TITLE AGENCY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 15, 2008 · Amount on Record |
| Deed Sale | Dec 15, 2008 · Amount on Record |
| Prior Sale | Sep 12, 2008 · Amount on Record |
| Deed Document Number | 2008268027 |
| Last Transfer Date | Dec 9, 2021 |
| Transfer Doc | 0000020632 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 4681 BIG BEAR RD, OAKLEY, CA 94561-5227 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | TITLE 365 CORACPOLIS PA |
| Name | Verified Name |
|---|
| Document Number | 0000192535 |
|---|---|
| Date | Oct 20, 2017 |
| Instrument | 2017-192535 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 4681 BIG BEAR RD, OAKLEY, CA 94561-5227 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | BOSTON NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 4681 BIG BEAR RD, OAKLEY, CA 94561-5227 |
| Document Number | 0000043973 |
|---|---|
| Date | Mar 11, 2022 |
| Instrument | 2022-043973 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Feb 2, 2022 |
| Property Address | 4681 BIG BEAR RD, OAKLEY, CA 94561-5227 |
| Document Number | 0000020632 |
| Map Reference | MB 439 PG 10-15 |
| Instrument Date | Dec 9, 2021 |
| Instrument | 2022-020632 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | BOSTON NATIONAL TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4681 BIG BEAR RD, OAKLEY, CA 94561-5227 |
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Oakley City |
| Secondary School District | Liberty Union High School District (09 - 12) |
| Elementary School District | Oakley Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $316,527 (+2%) Land $78,803 Building $237,724 | |
| 2025 | $3,526.00 (+4.1%) Disabled Person's exemption Veteran's exemption | $310,321 (+4.04%) Land $77,258 Building $233,063 |
| 2023 | $3,387.00 (-0.79%) Disabled Person's exemption Veteran's exemption | $298,273 Land $74,259 Building $224,014 |
| 2022 | $3,414.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007 |
|---|---|
| Water Source | Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT |
| Last State Inspection | Jan 2024 |
| Also Mapped Here | CONTRA COSTA WATER DISTRICT |
| Lead | 2 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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