Adair County property record for 468086 E 648 Rd, Watts, OK 74964 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2008 |
| Square Footage | 1,928 sqft Living Area |
| Lot Size | 108,900 sqft (2.5 acres) |
| Garage | Attached, 528 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $291,000 (2026) |
| Primary APN | 23923 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Building Area | 1,928 sqft Living Area |
| Gross Area | 1,691 sqft Gross Area |
| 1st Floor | 1,691 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Traditional Style |
| Exterior Material | Brick Veneer Exterior |
| Roof Construction | Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 108,900 sqft (2.5 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 528 sqft Garage |
| Porch Area | 230 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 23923 |
|---|---|
| Street Address | 468086 E 648 RD |
| City | WATTS |
| State | OK |
| Zip | 74964-4602 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | A TRACT LOCATED IN PART OF W 15.74 ACRES OF LOT 4, LYING & BEING W AND S OF COUNTY ROAD IN 31-19-25, COMM @ SW CORNER OF SECT |
| Legal Range | 25E |
| Legal Township | 19N |
| Legal Section | 31 |
| Legal Lot Number | 4 |
| Jurisdiction | ADAIR OK |
| Minor Civil Division | WESTVILLE |
| Census Blockgroup | 3 |
| Census Block | 3020 |
| Census Tract | 376700 |
Source: Adair County records · APN 23923
Assessment roll updated February 20, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 468086 E 648 RD, WATTS, OK 74964-4602 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 14, 2012 | Deed of Trust, Mortgage · Veterans Administration Mortgage MORTGAGE INVESTORS CORP |
| Feb 12, 2016 | Deed of Trust, Mortgage · Veterans Administration Mortgage LOANDEPOT.COM LLC |
| May 05, 2026 | Warranty Deed, Transfer · Veterans Administration Mortgage MORTGAGE RESEARCH CTR |
| Dec 21, 2009 | Joint Tenancy Deed, Transfer |
| Dec 21, 2009 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 05, 2026 · Amount on Record |
| Deed Sale | May 05, 2026 · Amount on Record |
| Prior Sale | May 12, 2009 · Amount on Record |
| Deed Doc Number | 20261462 |
| Deed Book / Page | 651 / 745 |
| Prior Transfer Date | Dec 21, 2009 |
| Prior Transfer Doc | 000460/420 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAIR OK |
| Property Address | WATTS, OK 74964 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Title Company | OKLAHOMA LAND TITLE SERVICES LLC, OKLAHOMA LAND TITLE SERVICE |
| Name | Verified Name |
|---|
| Document Number | 000480/243 |
|---|---|
| Date | Feb 14, 2012 |
| Book Page | 480/243 |
| Instrument | 2012-000389 |
| Name | MORTGAGE INVESTORS CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAINT PETERSBURG, FL 33707 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2042 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Apr 01, 2015 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 4% |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | 8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAIR OK |
| Property Address | WATTS, OK 74964 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Title Company | CAPITAL AREA ABSTRACT INC, CAPITAL ABSTRACT & TITLE COM |
| Name | Verified Name |
|---|
| Document Number | 000521/908 |
|---|---|
| Date | Feb 12, 2016 |
| Book Page | 0521/908 |
| Instrument | 2016-000379 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAIR OK |
| Recording Date | May 05, 2026 |
| Property Address | 468086 E 648 RD, WATTS, OK 74964-4602 |
| Document Number | 0000001462 |
| Book / Page | 651 / 745 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 20261462 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $44,086.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 468086 E 648 RD, WATTS, OK 74964-4602 |
| Document Number | 0000001463, |
|---|---|
| Date | May 05, 2026 |
| Instrument | 20261463 |
| Name | MORTGAGE RESEARCH CTR |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Joint Tenancy Deed |
|---|---|
| Jurisdiction | ADAIR OK |
| Recording Date | Dec 21, 2009 |
| Property Address | WATTS, OK 74964 |
| Document Number | 000460/420 |
| Book / Page | 0460 / 420 |
| Instrument | I-2009-003410 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | RR 1 BOX 1120, WATTS, OK 74964-9752 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ADAIR OK |
| Recording Date | Dec 21, 2009 |
| Property Address | WATTS, OK 74964 |
| Document Number | 000460/420 |
| Book / Page | 0460 / 420 |
| Instrument Date | Dec 21, 2009 |
| Instrument | 2009-003410 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | RR 1 BOX 1120, WATTS, OK 74964-9752 |
Source: Adair County records · Assessment roll updated February 20, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Adair County |
| Unified School District | Westville Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption | $19,971 (+6.93%) Land $2,461 Building $17,510 | $255,129 (+0.86%) Land $22,663 Building $232,466 |
| 2023 | $1,372.00 Homeowner's exemption | $18,676 Land $2,372 Building $16,304 | $252,946 Land $22,663 Building $230,283 |
Source: FEMA National Flood Hazard Layer, Adair County (40001C), updated November 26, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High 82nd percentile nationally · 60th in Oklahoma |
|---|---|
| Wildfire Likelihood | About 1 in 140 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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