46808 Jewel, Macomb, MI 48044 Property Records

Macomb County property record for 46808 Jewel, Macomb, MI 48044

Property Summary

Property TypeCondominium
Details2 ba · 1,611 sqft · built 2003
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Last Sale$173,500 (Nov 2016)
Tax Bill$3,479 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN20-08-34-201-012

Property Details

APN / Parcel Number

Primary APN20-08-34-201-012
Alternative APN
  • 0834201012

Interior

Full Baths2 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area1,611 sqft Living Area
1st Floor Area821 sqft
Basement Area821 sqft
Unfinished Basement821 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2004
Architectural StyleCondo/Apartment
Construction TypeFrame
Lot Area43,560 sqft (1 acres)
Garage Area437 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address46808 JEWEL
CityMACOMB
StateMI
Zip48044-5466
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR2
Legal DescriptionJEWEL POINTE CONDOS MCCP #761 UNIT 12 BLDG 2
Legal SubdivisionJEWEL POINTE CONDOMINIUM
Legal Unit12
JurisdictionMACOMB MI
Township / Civil DivisionMACOMB
Census Block Group1
Census Block1007
Census Tract224202

Owner

46808 Jewel, a condominium, is owned and occupied by an individual who acquired it in October 2020.

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address46808 JEWEL, MACOMB, MI 48044-5466
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2026Deed of Trust, Mortgage · Line of Credit
GENISYS CREDIT UNION
Nov 10, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
GENISYS CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 3, 2016 · Amount on File
Deed SaleNov 3, 2016 · Amount on File
Prior SaleOct 18, 2004 · Amount on File
Deed Document Number20166129875
Deed Book / Page24366 / 367
Last Transfer DateOct 16, 2020
Transfer Doc0000137846
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Recording DateSep 28, 2026
Property Address46808 JEWEL, MACOMB, MI 48044-5466
Document Number0000091109
Book / Page30878 / 802
Instrument DateSep 18, 2026
Instrument202691109
Transaction TypeMortgage
Record UpdatedOct 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address46808 JEWEL, MACOMB, MI 48044-5466

Mortgage

Document Number0000091109,
DateSep 28, 2026
Book Page30878/802
Instrument202691109
Lender
NameGENISYS CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueSep 18, 2046
Interest
Max Rate-1%

November 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMACOMB MI
Recording DateNov 10, 2020
Property Address46808 JEWEL, MACOMB, MI 48044-5466
Document Number0000137846
Book / Page27141 / 154
Map ReferenceLB 12258 PG 537
Instrument DateOct 16, 2020
Instrument2137846
Transaction TypeTransfer
Record UpdatedAug 12, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address46808 JEWEL # 761, 761, MACOMB, MI 48044-5466

Mortgage

Document Number0000137847
DateNov 10, 2020
Instrument2137847
Lender
NameGENISYS CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2050
Interest
Rate TypeAdjustable Rate
Rate2.75%
Type Change DateNov 1, 2027
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change7.75%
Index1-Year LIBOR
Max Rate7.75%

Tax Assessment & Valuation

The 2025 property tax bill for 46808 Jewel was $3,479 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionMacomb Township
Unified School DistrictChippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$134,900 (+1.12%)$269,800 (+1.12%)
2025$3,479.00 Homeowner's exemption$133,400$266,800
2023$103,100$206,200
2022$3,076.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46808 Jewel in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 46808 Jewel has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMACOMB TOWNSHIP
serves 90,000 people · EPA ID MI0003990
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
DSL
100 / 20

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