4680 W Cottage Loop, Show Low, AZ 85901 Property Records

Navajo County property record for 4680 W Cottage Loop, Show Low, AZ 85901

Property Summary

Property Type	Single Family Home
Details	840 sqft · built 2005
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Trust Names on File
Last Sale	$260,600 (May 2021)
Tax Bill	$1,588 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Mar 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`309-75-022`

Property Details

APN / Parcel Number

Primary APN	`309-75-022`
Alternative APN	`20975022`

Interior

Stories	1 Story
Building Area	840 sqft Living Area
1st Floor Area	840 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Metal
Lot Area	5,227 sqft (0.12 acres)
Deck Area	Deck Area
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	4680 W COTTAGE LOOP
City	SHOW LOW
State	AZ
Zip	85901-3336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	SECTIONS 14 & 15, T10N, R21E: THE COTTAGES AT BISON RIDGE: LOT 22 , PER PLAT 23-41 & 42. OUT OF 209-30-001E & 209-32-002G FOR2005RO LL.
Legal Range	21E
Legal Township	10N
Legal Section	14
Legal Subdivision	THE COTTAGES AT BISON RIDGE
Legal Lot Number	22
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	1
Census Block	1115
Census Tract	964801

Owner

4680 W Cottage Loop is held in a trust since August 2025.

Source: Navajo County records, as of June 12, 2026

Owner of Record	2 Trust Names on File
Mailing Address	925 S EVERGREEN ST, CHANDLER, AZ 85225-6282
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Warranty Deed, Transfer · Conventional Mortgage V I P MORTGAGE INC
Mar 8, 2019	Deed of Trust, Mortgage · Commercial Mortgage COMPASS BANK
Jul 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jun 15, 2018	Quit Claim Deed, Transfer PIONEER TITLE COMPANY
Jun 15, 2018	Warranty Deed, Transfer · Conventional Mortgage GUILD MTG
Jun 5, 2017	Warranty Deed, Transfer · Conventional Mortgage MORIA DEVELOPMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2021 · Amount on File
Deed Sale	May 7, 2021 · Amount on File
Prior Sale	Jun 5, 2017 · Amount on File
Deed Document Number	202110081
Last Transfer Date	Aug 18, 2025
Transfer Doc	0000011938
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	May 7, 2021
Property Address	4680 W COTTAGE LOOP, SHOW LOW, AZ 85901-3336
Document Number	0000010081
Map Reference	MB23 PG41&42
Instrument Date	Apr 19, 2021
Instrument	2021-10081
Transaction Type	Transfer
Record Updated	Jun 1, 2021
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6882 QUEENS HIGH RD, 6882, SHOW LOW, AZ 85901

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	925 S EVERGREEN ST, CHANDLER, AZ 85225-6282

Mortgage

Document Number	0000010082
Date	May 7, 2021
Instrument	2021-10082

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	4680 W COTTAGE LOOP, SHOW LOW, AZ 85901-3336
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003067
Date	Mar 8, 2019
Instrument	2019-03067

Lender

Name	COMPASS BANK
Type	Bank
Address	PINETOP, AZ 85935

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	4680 W COTTAGE LOOP, SHOW LOW, AZ 85901-3336
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012839
Date	Jul 24, 2020
Instrument	2020-12839

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAVAJO AZ
Recording Date	Jun 15, 2018
Property Address	4680 W COTTAGE LOOP, SHOW LOW, AZ 85901-3336
Document Number	0000009564
Instrument Date	May 31, 2018
Instrument	9564
Transaction Type	Transfer
Record Updated	Jul 2, 2018
Title Company	PIONEER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1403 LAKESIDE AZ 859291403, LAKESIDE, AZ 85929-1403

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Jun 15, 2018
Property Address	4680 W COTTAGE LOOP, SHOW LOW, AZ 85901-3336
Document Number	0000009563
Instrument Date	May 31, 2018
Instrument	9563
Transaction Type	Transfer
Record Updated	Jun 28, 2018
Title Company	PIONEER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$136.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	PO BOX 1403 LAKESIDE AZ 859291403, LAKESIDE, AZ 85929-1403

Mortgage

Document Number	9565
Date	Jun 15, 2018
Instrument	9565

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEG, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2048

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Jun 5, 2017
Property Address	4680 W COTTAGE LOOP, SHOW LOW, AZ 85901-3336
Document Number	0000008062
Instrument Date	May 3, 2017
Instrument	8062
Transaction Type	Transfer
Record Updated	Jun 13, 2017
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5701 E PASEO DEL CENADOR TUCSON AZ 857501476, TUCSON, AZ 85750-1476

Mortgage

Document Number	8063
Date	Jun 5, 2017
Instrument	8063

Lender

Name	MORIA DEVELOPMENT
Type	Construction/Development Company
Address	CHANDLER, AZ 85226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4680 W Cottage Loop was $1,588.

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Municipality	Show Low City
Unified School District	Show Low Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$258,396 Land $32,533 Building $225,863
2025	$1,588.00	$25,957 Land $2,933 Building $23,024	$259,574 Land $29,333 Building $230,241
2023	$1,503.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4680 W Cottage Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4680 W Cottage Loop is high, ranking above 77% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 66% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHOW LOW serves 17,139 people · EPA ID AZ0409026
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Nov 2021
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Smith Bagley Fixed Wireless	100 / 100

May also be available: Choice Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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