Osceola County property record for 4680 Salamander St, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,868 sqft · built 2006 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $330,100 (Sep 2006) |
| Tax Bill | $2,250 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer Jan 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-26-30-0668-0001-2480 |
| Primary APN | 23-26-30-0668-0001-2480 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,868 sqft Living Area |
| Gross Area | 3,280 sqft |
| 1st Floor Area | 1,228 sqft |
| Upper Floors Area | 1,640 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 240 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 12 sqft |
| Deck Area | 565 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 4680 SALAMANDER ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7082 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SPUD |
| Legal Description | SOUTHERN PINES UNIT 2 PB 18 PG 135-140 LOT 248 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 23 |
| Legal Subdivision | SOUTHERN PINES UNIT 2 |
| Legal Tract | 668 |
| Legal Block | 2480 |
| Legal Lot Number | 248 |
| Legal Unit | 2P |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 43303 |
Source: Osceola County records · APN 23-26-30-0668-0001-2480
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 4680 SALAMANDER ST, SAINT CLOUD, FL 34772-7082 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Oct 21, 2025 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jan 10, 2022 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Nov 06, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Feb 20, 2018 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 18, 2006 · Amount on Record |
| Deed Sale | Sep 18, 2006 · Amount on Record |
| Deed Document Number | 2006229433 |
| Deed Book / Page | 3279 / 1212 |
| Last Transfer Date | Oct 20, 2025 |
| Transfer Doc | 0068672899 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 21, 2025 |
| Property Address | 4680 SALAMANDER ST, SAINT CLOUD, FL 34772-7082 |
| Document Number | 0068672899 |
| Book / Page | 6867 / 2899 |
| Map Reference | MB 18 PG 135-140 |
| Instrument Date | Oct 20, 2025 |
| Instrument | 2025130221 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4680 SALAMANDER ST, SAINT CLOUD, FL 34772-7082 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 4680 SALAMANDER ST, SAINT CLOUD, FL 34772-7082 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4680 SALAMANDER ST, SAINT CLOUD, FL 34772-7082 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4680 SALAMANDER ST, SAINT CLOUD, FL 34772-7082 |
| Document Number | 0061251339 |
|---|---|
| Date | Jan 10, 2022 |
| Book Page | 6125/1339 |
| Instrument | 2022004639 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Jan 31, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4680 SALAMANDER ST, SAINT CLOUD, FL 34772-7082 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0058280232 |
|---|---|
| Date | Nov 06, 2020 |
| Book Page | 5828/232 |
| Instrument | 2020151522 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4680 SALAMANDER ST, SAINT CLOUD, FL 34772-7082 |
| Document Number | 0052932488 |
| Instrument Date | Feb 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4680 SALAMANDER ST ST CLOUD FL 347727082, ST CLOUD, FL 34772-7082 |
| Document Number | 0052932488 |
|---|---|
| Date | Mar 01, 2018 |
| Book Page | 005293/002488 |
| Instrument | 34833 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 28, 2038 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,250.00 (+3.73%) | $168,620 (+2.9%) | $350,900 (+2.42%) Land $75,000 Building $275,900 |
| 2024 | $2,169.00 (+2.99%) Homeowner's exemption | $163,868 (+3%) | $342,600 (+4.13%) Land $67,000 Building $275,600 |
| 2023 | $2,106.00 (+4.05%) Homeowner's exemption | $159,096 (+3%) | $329,000 (+2.68%) Land $60,000 Building $269,000 |
| 2022 | $2,024.00 Homeowner's exemption | $154,463 | $320,400 Land $55,000 Building $265,400 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 133 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 133 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Wildfire Risk | Moderate above 60% of the US · lower than 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
Based on FCC filings for 367 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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