4680 NE Sandpebble Trce, Apt 105, Stuart, FL 34996 Property Records

Martin County property record for 4680 NE Sandpebble Trce, Apt 105, Stuart, FL 34996

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,072 sqft · built 1982
Owner	2 Trust Names on File
Last Sale	$470,800 (Jun 2021)
Tax Bill	$7,485 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Dec 2019 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`24-37-41-004-003-0105.0-3-0000`

Property Details

APN / Parcel Number

Primary APN	`24-37-41-004-003-0105.0-3-0000`
Alternative APNs	`24-37-41-004-003-01050-3` `3500`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	25 Units
Stories	1 Story
Building Area	1,072 sqft Living Area
Gross Area	1,176 sqft
1st Floor Area	1,072 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Porch	Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3500
Street Address	4680 NE SANDPEBBLE TRCE, 105
City	STUART
State	FL
Zip	34996-1492
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SANDPEBBLE CONDOMINIUM PHASE 3 RIVER BLDG 3 UNIT 105
Legal Range	41E
Legal Township	37S
Legal Section	24
Legal Subdivision	THE SANDPEBBLE CONDO
Legal Block	2
Legal Lot Number	105
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	2
Census Block	2013
Census Tract	100

Owner

4680 NE Sandpebble Trce, Apt 105 is owner-occupied and held in a trust since June 2021.

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	4680 NE SANDPEBBLE TRCE, STUART, FL 34996-1437
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Dec 26, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2021 · Amount on File
Deed Sale	Jun 9, 2021 · Amount on File
Prior Sale	May 24, 2019 · Amount on File
Deed Document Number	20212894633
Deed Book / Page	3231 / 2675
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jun 9, 2021
Property Address	4680 NE SANDPEBBLE TRCE APT 105, 105, STUART, FL 34996-1492
Document Number	0032312675
Book / Page	3231 / 2675
Map Reference	MB 544 PG 1524
Instrument Date	May 27, 2021
Instrument	2894633
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PROPERTY TRANSFER SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,295.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	134 LAKESHORE DR # DRG24, 134, NORTH PALM BEACH, FL 33408-3683

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7 AVERY CT, WEST HARRISON, NY 10604-1100

Mortgage

Document Number	32312679
Date	Jun 9, 2021
Instrument	3231/2679

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2041

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	4680 NE SANDPEBBLE TRCE APT 105, 105, STUART, FL 34996-1492
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031020259
Date	Dec 26, 2019
Book Page	3102/0259
Instrument	2791524

Lender

Name	US BANK NA
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 6, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 4680 NE Sandpebble Trce, Apt 105 was $7,485 with a homeowner's exemption, down 7.6% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,485.00 (-7.59%) Additional exemption filed	$511,330 Building $511,330	$511,330 Building $511,330
2024	$8,100.00 (+1.96%)
2023	$7,944.00 (+14.78%)	$451,165 (+1%)	$506,140 (+23.4%) Building $506,140
2022	$6,921.00	$410,150 Building $410,150	$410,150 Building $410,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4680 NE Sandpebble Trce, Apt 105 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 260 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,495 units insured incl. 1,235 condo units
Nearby Flood Claims	189 (1984–2024)
Claims Outside the SFHA	94 of 189
Most Recent Claim	May 2024 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 6 claims Hurricane Wilma, Oct 2005 · 10 claims Hurricane Frances, Sep 2004 · 101 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4680 NE Sandpebble Trce, Apt 105 is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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