4680 11th St, Kimball (Smiths Creek), MI 48074 Property Records

St. Clair County property record for 4680 11th St, Kimball, MI 48074

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,584 sqft · built 1976
Lot Size	0.285 acres (12,415 sqft)
Owner	Individual Name on File
Last Sale	$156,000 (Jun 2020)
Tax Bill	$2,872 (2025)
Deeds & Mortgages	Feb 2025 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-25-370-0094-000`

Property Details

APN / Parcel Number

Primary APN	`74-25-370-0094-000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Building Area	1,584 sqft Living Area
1st Floor Area	1,584 sqft
Basement Area	1,508 sqft
Unfinished Basement	1,508 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Mansard
Roof Material	Composition Shingle
Lot Area	12,415 sqft (0.285 acres)
Lot Dimensions	100 ft deep x 124 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4680 11TH ST
City	KIMBALL
State	MI
Zip	48074-4507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 RES
Legal Description	LOTS 404 TO 407 INC. LINCOLN PARK PLAT
Legal Subdivision	LINCOLN PARK
Legal Lot Number	404-407
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	KIMBALL
Census Block Group	5
Census Block	5027
Census Tract	634600

Owner

4680 11th St is owned and occupied by an individual who bought it in June 2020.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	4680 11TH ST, KIMBALL, MI 48074-4507
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2025	Deed of Trust, Mortgage · Line of Credit CHRISTIAN FINANCIAL CU
Jun 4, 2020	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Jun 23, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2020 · Amount on File
Deed Sale	Jun 23, 2020 · Amount on File
Deed Document Number	202013996
Deed Book / Page	5203 / 48
Record Updated	Oct 29, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4680 11TH ST, KIMBALL, MI 48074-4507
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4680 11TH ST, KIMBALL, MI 48074-4507

Mortgage

Document Number	0000579126
Date	Feb 25, 2025
Book Page	5791/26
Instrument	2025003193

Lender

Name	CHRISTIAN FINANCIAL CU
Type	Credit Union
Address	35100 VAN DYKE AVE, STERLING HEIGHTS, MI 48312

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 24, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4680 11TH ST, KIMBALL, MI 48074-4507
Document Number	0051980374
Instrument Date	Jun 4, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	ASK SERVICES INC, ASK SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 MAPLE ST ALMONT MI 480031087, ALMONT, MI 48003-1087

Mortgage

Document Number	0051980374
Date	Jun 11, 2020
Book Page	005198/000374

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 10, 2050

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 23, 2020
Property Address	4680 11TH ST, KIMBALL, MI 48074-4507
Document Number	0052030048
Book / Page	005203 / 000048
Instrument Date	Jun 4, 2020
Transaction Type	Transfer
Record Updated	Jul 9, 2020
Title Company	ASK SERVICES INC, ASK SVCS INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,342.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 MAPLE ST ALMONT MI 480031087, ALMONT, MI 48003-1087

Mortgage

Document Number	51980374
Date	Jun 23, 2020
Book Page	005198/000374

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 22, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4680 11th St was $2,872 with a homeowner's exemption, up 3.1% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Kimball Township
Unified School District	Marysville Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,700 (+14.01%)	$221,400
2025	$2,872.00 (+3.12%) Homeowner's exemption	$97,100
2024	$2,785.00		$194,200
2023		$94,800
2022	$2,528.00		$189,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4680 11th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4680 11th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MARYSVILLE serves 9,959 people · EPA ID MI0004160
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Duke Broadband.

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