468 Vincent Ave, Troy, OH 45373 Property Records

Miami County property record for 468 Vincent Ave, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,040 sqft · built 1962
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Tax Bill	$2,434 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`D08-049290`

Property Details

APN / Parcel Number

Primary APN	`D08-049290`
Alternative APNs	`050628.3-22-016-00` `D08SW128 03700`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,040 sqft Living Area
1st Floor Area	2,000 sqft
Upper Floors Area	1,040 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2021
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	150 ft deep x 65 ft wide
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	468 VINCENT AVE
City	TROY
State	OH
Zip	45373-3954
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 5010 62.47
Legal Subdivision	SOUTHVIEW ESTATES 4
Legal Lot Number	5010
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2000
Census Tract	365302

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	468 VINCENT AVE, TROY, OH 45373-3954
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2010
Deed Sale	Jan 21, 2010
Prior Sale	Jul 1, 1984 · Amount on Record
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	468 VINCENT AVE, TROY, OH 45373-3954
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	468 VINCENT AVE, TROY, OH 45373-3954

Mortgage

Document Number	0000011095
Date	Sep 29, 2025
Instrument	2025OR-11095

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	650 S TRYON ST # 88, CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Oct 15, 2045

Interest

Change Frequency	Monthly

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,434.00 (+29.12%) Homeowner's exemption	$72,210 (+47.67%) Land $11,030 Building $61,180	$206,300 (+47.67%) Land $31,500 Building $174,800
2024	$1,885.00 (+3.23%) Homeowner's exemption	$48,900 (-) Land $11,520 Building $37,380
2023	$1,826.00 (+17.28%) Homeowner's exemption	$48,900 (-) Land $11,520 Building $37,380	$139,700 (-) Land $32,900 Building $106,800
2022	$1,557.00 Homeowner's exemption	$48,900 Land $11,520 Building $37,380	$139,700 Land $32,900 Building $106,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 51 policies
Nearby Flood Policies	51 in force
Nearby Flood Claims	13 (1983–2014)
Claims Outside the SFHA	2 of 13
Most Recent Claim	May 2014 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 3 claims Severe Storms And Flooding, Aug 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Verizon, Watch TV.

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