468 Pine Oak Trl, Grayling, MI 49738 Property Records

Crawford County property record for 468 Pine Oak Trl, Grayling, MI 49738

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,074 sqft · built 1976
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$227,500 (Jul 2025)
Tax Bill	$2,820 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`040-44-033-13-020-00`

Property Details

APN / Parcel Number

Primary APN	`040-44-033-13-020-00`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,074 sqft Living Area
1st Floor Area	1,074 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Modular
Lot Area	435,600 sqft (10 acres)

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	468 PINE OAK TRL
City	GRAYLING
State	MI
Zip	49738-8605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-F
Legal Description	PARCEL A THE N. 334 FT OF THE NE/4 OF SE/4 OF SEC 33 T27N R3W CONT 10.02 ACRES SURVEY ON FILE
Legal Range	03W
Legal Township	27N
Legal Section	33
Jurisdiction	CRAWFORD MI
Township / Civil Division	GRAYLING
Census Block Group	2
Census Block	2055
Census Tract	960300

Owner

468 Pine Oak Trl is owned by an individual who bought it in July 2025.

Source: Crawford County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	6146 DUFFIELD RD, FLUSHING, MI 48433-9280
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Deed of Trust, Mortgage CITIZENS BANK
Jan 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK
Jul 2, 2025	Warranty Deed, Transfer · FHA Mortgage GOLD STAR MORTGAGE
Mar 3, 2020	Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE
Mar 3, 2020	Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE
Mar 3, 2020	Quit Claim Deed, Transfer Quitclaim
Mar 3, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2025 · Amount on File
Deed Sale	Jul 2, 2025 · Amount on File
Prior Sale	Mar 3, 2020 · Amount on File
Deed Book / Page	826 / 705
Prior Transfer Date	Feb 23, 2020
Prior Transfer Doc	742/795
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD MI
Property Address	468 PINE OAK TRL, GRAYLING, MI 49738-8605
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52658 SAWMILL CREEK DR, MACOMB, MI 48042-5680

Mortgage

Document Number	0000000773/0000000341
Date	Jan 21, 2022
Book Page	0000000773/0000000341

Lender

Name	CITIZENS BANK

Agreement

Amount	Amount on Record
Term	192 Months
Due	Jan 1, 2037

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD MI
Property Address	468 PINE OAK TRL, GRAYLING, MI 49738-8605
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52658 SAWMILL CREEK DR, MACOMB, MI 48042-5680

Mortgage

Document Number	0000000773/0000000341
Date	Jan 21, 2022
Book Page	0000000773/0000000341

Lender

Name	CITIZENS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	192 Months
Due	Jan 1, 2037

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAWFORD MI
Recording Date	Jul 2, 2025
Property Address	468 PINE OAK TRL, GRAYLING, MI 49738-8605
Document Number	000826/705
Book / Page	826 / 705
Instrument Date	Jun 26, 2025
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	LIGHTHOUSE TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19.57
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6146 DUFFIELD RD, FLUSHING, MI 48433-9280

Mortgage

Document Number	0000826906
Date	Jul 2, 2025
Instrument	826/906

Lender

Name	GOLD STAR MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	354 Months
Due	Jan 1, 2055

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CRAWFORD MI
Recording Date	Mar 3, 2020
Property Address	468 PINE OAK TRL, GRAYLING, MI 49738
Document Number	742/796
Book / Page	742 / 796
Instrument Date	Feb 27, 2020
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52658 SAWMILL CREEK DR, MACOMB, MI 48042-5680

Mortgage

Document Number	742797
Date	Mar 3, 2020
Instrument	742/797

Lender

Name	UNION HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2050

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CRAWFORD MI
Recording Date	Mar 3, 2020
Property Address	468 PINE OAK TRL, GRAYLING, MI 49738-8605
Document Number	000742/796
Book / Page	742 / 796
Instrument Date	Feb 27, 2020
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52658 SAWMILL CREEK DR, MACOMB, MI 48042-5680

Mortgage

Document Number	0000742797
Date	Mar 3, 2020
Instrument	742/797

Lender

Name	UNION HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2050

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CRAWFORD MI
Recording Date	Mar 3, 2020
Property Address	468 PINE OAK TRL, GRAYLING, MI 49738
Document Number	742/795
Book / Page	742 / 795
Instrument Date	Feb 23, 2020
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	468 PINE OAK TRL, GRAYLING, MI 49738

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CRAWFORD MI
Recording Date	Mar 3, 2020
Property Address	468 PINE OAK TRL, GRAYLING, MI 49738-8605
Document Number	000742/795
Book / Page	742 / 795
Instrument Date	Feb 23, 2020
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	468 PINE OAK TRL, GRAYLING, MI 49738-8605

Tax Assessment & Valuation

The 2025 property tax bill for 468 Pine Oak Trl was $2,820, up 1.1% from the year before.

Source: Crawford County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Crawford County
County Subdivision	Grayling Charter Township
Unified School District	Crawford AuSable Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,500 (+47.26%) Land $9,000 Building $98,500	$215,000 (+47.26%) Land $18,000 Building $197,000
2025	$2,820.00 (+1.08%)	$73,000 Land $9,000 Building $64,000	$146,000 Land $18,000 Building $128,000
2024	$2,790.00
2023		$59,800 Land $9,000 Building $50,800	$119,600 Land $18,000 Building $101,600
2022	$2,382.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 468 Pine Oak Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 17, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 468 Pine Oak Trl is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 94% of Michigan
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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