468 Meadow Ridge Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 468 Meadow Ridge Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,187 sqft · built 2021
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$357,860 (Aug 2021)
Tax Bill	$4,932 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage Aug 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`026581-1700`

Property Details

APN / Parcel Number

Primary APN	`026581-1700`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,187 sqft Living Area
Gross Area	2,647 sqft
1st Floor Area	1,710 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	131 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	468 MEADOW RIDGE DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-3173
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	101/1-15 MEADOW RIDGE LOT 170 OR5334/316
Legal Range	28E
Legal Township	05S
Legal Section	33
Legal Subdivision	MEADOW RIDGE
Legal Block	1
Legal Lot Number	170
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2000
Census Tract	20908

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	468 MEADOW RIDGE DR, SAINT AUGUSTINE, FL 32092-3173
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU
Aug 31, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU
Aug 3, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2021 · Amount on Record
Deed Sale	Aug 3, 2021 · Amount on Record
Deed Document Number	202185625
Deed Book / Page	5334 / 316
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	468 MEADOW RIDGE DR, SAINT AUGUSTINE, FL 32092-3173
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	468 MEADOW RIDGE DR, ST AUGUSTINE, FL 32092-3173

Mortgage

Document Number	0062601176
Date	Nov 21, 2025
Book Page	6260/1176
Instrument	2025095015

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2045

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	468 MEADOW RIDGE DR, SAINT AUGUSTINE, FL 32092-3173
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	468 MEADOW RIDGE DR, SAINT AUGUSTINE, FL 32092-3173

Mortgage

Document Number	0058180931
Date	Aug 31, 2023
Book Page	5818/931
Instrument	2023069158

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2043

August 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 3, 2021
Property Address	468 MEADOW RIDGE DR, SAINT AUGUSTINE, FL 32092-3173
Document Number	0053340316
Book / Page	5334 / 316
Map Reference	MB 101 PG 1-16
Instrument Date	Jul 30, 2021
Instrument	2021085625
Transaction Type	Subdivision Related Transfer
Record Updated	May 23, 2023
Title Company	GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,505.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	468 MEADOW RIDGE DR, SAINT AUGUSTINE, FL 32092-3173

Mortgage

Document Number	0005334318
Date	Aug 3, 2021
Instrument	5334/318

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$372,501 (-2.02%) Land $80,000 Building $292,501	$372,501 (-4.52%) Land $80,000 Building $292,501
2025	$4,932.00 (+12.3%) Homeowner's exemption	$380,191 (+2.9%)	$390,148 (-0.64%) Land $90,000 Building $300,148
2024	$4,392.00 (+1.97%) Homeowner's exemption	$369,476 (+3%)	$392,675 (+7.35%) Land $90,000 Building $302,675
2023	$4,307.00 (+2.79%) Homeowner's exemption	$358,715 (+3%)	$365,777 (+5.03%) Land $86,000 Building $279,777
2022	$4,190.00 Homeowner's exemption	$348,267	$348,267 Land $67,200 Building $281,067

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 103 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	103 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 64% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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