468 Main St, Cairo, NY 12413 Property Records

Greene County and Cairo Town property record for 468 Main St, Cairo, NY 12413

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,757 sqft · built 1928
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$136,000 (May 2018)
Tax Bill	$4,132 (2025)
Deeds & Mortgages	Oct 2022 Transfer Jan 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`518-9430600`

Property Details

APN / Parcel Number

Primary APN	`518-9430600`
Alternative APNs	`240010100900020020000000` `192400 101.09-2-2` `917538-4364`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,757 sqft Living Area
1st Floor Area	998 sqft
2nd Floor Area	434 sqft
Upper Floors Area	325 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 2018
Architectural Style	Traditional
Exterior Material	Stucco
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	49 sqft
Canopy	180 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	917538-4364
Street Address	468 MAIN ST
City	CAIRO
State	NY
Zip	12413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Block	2
Legal Lot Number	2.000
Jurisdiction	GREENE NY
Township / Civil Division	CAIRO
Census Block Group	3
Census Block	3015
Census Tract	80502

Owner

Source: Greene County and Cairo Town records, as of April 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 414, CAIRO, NY 12413-0414
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Quit Claim Deed, Transfer Quitclaim
Jan 19, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance THE NATIONAL BANK OF COXSACKIE
May 21, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2018 · Amount on Record
Deed Sale	May 21, 2018 · Amount on Record
Prior Sale	Sep 2, 2016 · Amount on Record
Deed Book / Page	2018 / 1133
Last Transfer Date	Oct 19, 2022
Transfer Doc	0D20223088
Record Updated	Oct 29, 2026

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GREENE NY
Recording Date	Oct 28, 2022
Property Address	468 MAIN ST, CAIRO, NY 12413
Document Number	0D20223088
Instrument Date	Oct 19, 2022
Instrument	D2022-3088
Transaction Type	Transfer
Record Updated	Nov 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	468 MAIN ST, CAIRO, NY 12413

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE NY
Property Address	468 MAIN ST, CAIRO, NY 12413
Transaction Type	Mortgage
Record Updated	Feb 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M2022170
Date	Jan 19, 2022
Instrument	M2022-170

Lender

Name	THE NATIONAL BANK OF COXSACKIE
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2042

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GREENE NY
Recording Date	May 21, 2018
Property Address	468 MAIN ST, CAIRO, NY 12413
Document Number	0020181133
Book / Page	002018 / 001133
Instrument Date	May 17, 2018
Transaction Type	Transfer
Record Updated	Jul 2, 2018

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	468 MAIN ST CAIRO NY 12413, CAIRO, NY 12413

Tax Assessment & Valuation

Source: Greene County and Cairo Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Greene County
County Subdivision	Cairo Town
Unified School District	Cairo-Durham Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,132.00	$92,500 (-) Land $8,300 Building $84,200	$264,300 (+16.29%) Land $23,716 Building $240,584
2023		$92,500 Land $8,300 Building $84,200	$227,273 Land $20,393 Building $206,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	14 (1980–2011)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAIRO WATER DISTRICT serves 1,400 people · EPA ID NY1900025
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2023–2025) action level 15 ppb
Copper	1.56 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Failure to filter resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mid-Hudson Cablevision Fiber · Cable	5,000 / 5,000

May also be available: Verizon.

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