468 Lake Dr, Lusby, MD 20657 Property Records

Calvert County property record for 468 Lake Dr, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,722 sqft · built 1962
Lot Size	0.233 acres (10,150 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (May 2021)
Tax Bill	$3,636 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage May 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-064835`

Property Details

APN / Parcel Number

Primary APN	`01-064835`
Alternative APNs	`1064835` `064835`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,722 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	10,150 sqft (0.233 acres)
Deck Area	166 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	064835
Street Address	468 LAKE DR
City	LUSBY
State	MD
Zip	20657-3260
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 4 BLK C SEC 5 DRUM POINT
Legal Subdivision	DRUM POINT BEACH
Legal Block	C
Legal Lot Number	4
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	1
Census Block	1030
Census Tract	861003

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	468 LAKE DR, LUSBY, MD 20657-3260
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2021	Deed, Transfer · FHA Mortgage DIRECT MORTGAGE LOANS LLC
May 21, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2021 · Amount on Record
Deed Sale	May 27, 2021 · Amount on Record
Deed Book / Page	5974 / 244
Prior Transfer Date	May 14, 2020
Prior Transfer Doc	0055960513
Record Updated	Oct 29, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	May 27, 2021
Property Address	468 LAKE DR, LUSBY, MD 20657-3260
Document Number	0059740244
Book / Page	5974 / 244
Map Reference	MB AWR 1 FO 2
Instrument Date	May 11, 2021
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	CARTER TITLE LLC, CHARTER TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	468 LAKE DR, LUSBY, MD 20657-3260

Mortgage

Document Number	5974251
Date	May 27, 2021
Instrument	5974/251

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALVERT MD
Recording Date	May 21, 2020
Property Address	468 LAKE DR, LUSBY, MD 20657-3260
Document Number	0055960513
Book / Page	005596 / 000513
Instrument Date	May 17, 2020
Transaction Type	Transfer
Record Updated	May 29, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	468 LAKE DR LUSBY MD 206573260, LUSBY, MD 20657-3260

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	468 LAKE DR, LUSBY, MD 20657-3260
Document Number	0053460431
Instrument Date	Mar 25, 2019
Transaction Type	Mortgage
Record Updated	Apr 30, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	468 LAKE DR LUSBY MD 206573260, LUSBY, MD 20657-3260

Mortgage

Document Number	0053460431
Date	Apr 18, 2019
Book Page	005346/000431

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 17, 2029

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$325,100 (+8.29%) Land $77,300 Building $247,800	$325,100 (-) Land $77,300 Building $247,800
2025	$3,636.00 (+39.79%)	$300,200 (+19.89%)	$325,100 (+29.83%) Land $77,300 Building $247,800
2023	$2,601.00	$250,400 Land $77,300 Building $173,100	$250,400 Land $77,300 Building $173,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1995–2015)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jun 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 77% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: IQ Fiber, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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