468 Harrison Ave, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 468 Harrison Ave, Schenectady, NY 12306

Property Summary

Property TypeDuplex
Details5 bd · 2 ba · 2,616 sqft · built 1905
Lot Size0.088 acres (3,850 sqft)
OwnerIndividual Name on File
Last Sale$73,000 (Sep 2001)
Tax Bill$2,522 (2026)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN421500 48.59-1-38

Property Details

APN / Parcel Number

Primary APN421500 48.59-1-38
Alternative APN
  • 150004805900010380000000

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms12 Rooms
Stories2 Stories
Building Area2,616 sqft Total Area
1st Floor Area1,308 sqft
2nd Floor Area1,308 sqft

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1905
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area3,850 sqft (0.088 acres)
Lot Dimensions110 ft deep x 35 ft wide
Garage TypeDetached
Garage Area264 sqft
Parking Spaces1 Parking Space
Pool TypeAbove-Ground Pool
PorchSlab
Porch Area464 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address468 HARRISON AVE
CitySCHENECTADY
StateNY
Zip12306-3130
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code03 - MULTI
Legal Description2 WOOD AND GARAGE
Legal Block1
Legal Lot Number38.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2010
Census Tract21200

Owner

468 Harrison Ave, a duplex, is owned and occupied by an individual who bought it in September 2001.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address468 HARRISON AVE, SCHENECTADY, NY 12306-3130
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 11, 2001 · Amount on File
Deed SaleSep 11, 2001 · Amount on File
Deed Book / Page1608 / 331
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address468 HARRISON AVE, SCHENECTADY, NY 12306-3130
Document Number0000040609
Instrument DateNov 20, 2020
Transaction TypeMortgage
Record UpdatedJan 6, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address470 HARRISON AVE SCHENECTADY NY 123063130, SCHENECTADY, NY 12306-3130

Mortgage

Document Number0000040609
DateDec 22, 2020
Book Page005052/000806
Instrument40609
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term120 Months
DueDec 21, 2030

Tax Assessment & Valuation

The 2026 property tax bill for 468 Harrison Ave was $2,522 with exemptions applied, up 3% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,522.00 (+3.02%) Homeowner's exemption Senior Citizen's exemption
2025$2,448.00$108,100 Land $16,200 Building $91,900$179,003 Land $26,826 Building $152,177
2023$108,100 (-) Land $16,200 Building $91,900$136,835 (+3.8%) Land $20,506 Building $116,329
2022$108,100 Land $16,200 Building $91,900$131,829 Land $19,756 Building $112,073
2021$2,134.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 468 Harrison Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 468 Harrison Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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