468 Gloucester Rd, Saluda, VA 23149 Property Records

Middlesex County property record for 468 Gloucester Rd, Saluda, VA 23149 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1984
Square Footage1,362 sqft Living Area
Lot Size18,731 sqft (0.43 acres)
Garage520 sqft
Last Sale$220,000 (2022)
Tax Bill$958.00 (2026)

Property Details

APN / Parcel Number

Primary APN26 156A
Alternative APN
  • 8602

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,362 sqft Living Area
Gross Area1,578 sqft Gross Area
1st Floor1,362 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1984
Exterior MaterialAsbestos Exterior
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area18,731 sqft (0.43 acres)
Parking Spaces2 Parking Spaces
Garage Area520 sqft Garage
Deck Area72 sqft Deck
Porch Area24 sqft Porch

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemFloor/Wall Furnace Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number8602
Street Address468 GLOUCESTER RD
CitySALUDA
StateVA
Zip23149-2590
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSALUDA .425 AC DB192-553 PL556 D11-1545 L/HEIRS 18-40
JurisdictionMIDDLESEX VA
Minor Civil DivisionSALUDA
Census Blockgroup4
Census Block4027
Census Tract951000

Owner

Source: Middlesex County records · APN 26 156A

Assessment roll updated May 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 998, URBANNA, VA 23175-0998
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2022Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Nov 04, 2019Deed of Trust, Mortgage · Conventional Mortgage
MOVEMENT MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 14, 2022 · Amount on Record
Deed SaleJan 14, 2022 · Amount on Record
Prior SaleSep 16, 2011 · Amount on Record
Deed Doc Number202298
Record RefreshedSep 20, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIDDLESEX VA
Recording DateJan 14, 2022
Property Address468 GLOUCESTER RD, SALUDA, VA 23149-2590
Document Number0220000098
Instrument DateDec 29, 2021
Instrument220000098
Transaction TypeTransfer
Record UpdatedFeb 02, 2022
Title CompanyTHE CLOSING BOUTIQUE LLC, THE CLOSING SHOP LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 998, URBANNA, VA 23175-0998

Mortgage

Document Number0220000099
DateJan 14, 2022
Instrument220000099
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2052
Interest
Rate TypeFixed Rate
Rate2.38%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateJan 01, 2032

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX VA
Property Address468 GLOUCESTER RD, SALUDA, VA 23149-2590
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTHE CLOSING SHOP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number190001825
DateNov 04, 2019
Instrument190001825
Lender
NameMOVEMENT MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Middlesex County records · Assessment roll updated May 21, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyMiddlesex County
Unified School DistrictMiddlesex County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$958.00$157,100 (-) Land $38,000 Building $119,100$157,100 (-) Land $38,000 Building $119,100
2025$958.00$157,100 (-) Land $38,000 Building $119,100$157,100 (-) Land $38,000 Building $119,100
2023$958.00$157,100 Land $38,000 Building $119,100$157,100 Land $38,000 Building $119,100

Flood & Wildfire

468 Gloucester Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Middlesex County (51119C), updated November 25, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 29th in Virginia
Wildfire LikelihoodLow — about 1 in 6,250 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

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