Harrison County property record for 468 Ginger Dr, Diberville, MS 39540
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,244 sqft · built 1978 |
| Owner | Individual Name on File |
| Tax Bill | $986 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage Aug 2019 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 1309A-02-032.000 |
| Primary APN | 1309A-02-032.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 2,244 sqft Adjusted Area |
| 1st Floor Area | 1,592 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Patio Area | 480 sqft |
| Utility Building | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 017626 |
|---|---|
| Street Address | 468 GINGER DR |
| City | DIBERVILLE |
| State | MS |
| Zip | 39540-3751 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 271 FOREST COVE NORTH SUBD 3RD ADD |
| Legal Range | 09 |
| Legal Township | 07 |
| Legal Section | 17 |
| Legal Subdivision | FOREST COVE NORTH SUBD 3RD ADD |
| Legal Lot Number | 271 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 3308 |
468 Ginger Dr is owned and occupied by an individual who acquired it in December 2015.
Source: Harrison County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 468 GINGER DR, DIBERVILLE, MS 39540-3751 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 3, 2017 | Deed of Trust, Mortgage HOME LENDING GROUP LLC |
| Aug 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2015 |
| Deed Sale | Dec 1, 2015 |
| Prior Sale | Nov 12, 2014 |
| Deed Document Number | 2015-0003103-D-J2 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 468 GINGER DR, DIBERVILLE, MS 39540-3751 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20170000003TJ2 |
|---|---|
| Date | Jan 3, 2017 |
| Instrument | 2017-0000003-T-J2 |
| Name | HOME LENDING GROUP LLC |
|---|---|
| Type | Bank |
| Address | FLOWOOD, MS 39232 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 468 GINGER DR, DIBERVILLE, MS 39540-3751 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2019 |
| Name | Verified Name |
|---|
| Document Number | 20192300TJ2 |
|---|---|
| Date | Aug 5, 2019 |
| Instrument | 2019-2300-T-J2 |
| Name | NATIONSTAR MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2034 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 468 Ginger Dr was $986 with exemptions applied, up 5% from the year before.
Source: Harrison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | D'Iberville City |
| Unified School District | Harrison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $986.00 (+5.01%) Homeowner's exemption Disabled Person's exemption | $11,309 | $113,091 Land $28,750 Building $84,341 |
| 2024 | $939.00 (-0.63%) | ||
| 2023 | $945.00 (-0.84%) Homeowner's exemption Disabled Person's exemption | $10,911 | $109,112 Land $28,750 Building $80,362 |
| 2022 | $953.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 468 Ginger Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 113 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 113 in force |
| Nearby Flood Claims | 6 (2005–2026) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jun 2026 · Tropical Storm Arthur |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 468 Ginger Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.1% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DIBERVILLE W/S serves 12,721 people · EPA ID MS0240002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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