468 Forest Shore Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 468 Forest Shore Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,064 sqft · built 2000
Lot Size	0.258 acres (11,238 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Mar 2026)
Tax Bill	$3,413 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-2S-21-42320-00K-0050`

Property Details

APN / Parcel Number

Primary APN	`29-2S-21-42320-00K-0050`
Alternative APNs	`29-221-42320-00K-0050` `1063333`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,064 sqft Living Area
Gross Area	2,746 sqft
1st Floor Area	2,064 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,238 sqft (0.258 acres)
Lot Dimensions	125 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	460 sqft
Porch	Finished/Open Porch
Porch Area	222 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	468 FOREST SHORE DR
City	MIRAMAR BEACH
State	FL
Zip	32550-3923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LOT 5 BLK K HOLIDAY SHORES 3RD ADD OR 1452-165 OR 1938-428 OR 2722-329 OR 2746-1370 OR 2766-774 OR 3139-843 OR 3187-2743
Legal Range	021
Legal Township	02S
Legal Section	29
Legal Subdivision	HOLIDAY SHORES 3RD ADD
Legal Block	K
Legal Lot Number	5
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1010
Census Tract	950608

Owner

468 Forest Shore Dr is owned and occupied by two individuals who bought it in March 2026.

Source: Walton County records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	36268 N TARA CT, INGLESIDE, IL 60041-9650
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 12, 2021	Warranty Deed, Transfer · Conventional Mortgage RAPID MORTGAGE COMPANY
Apr 8, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2026 · Amount on File
Deed Sale	Mar 30, 2026 · Amount on File
Prior Sale	Mar 12, 2021 · Amount on File
Deed Document Number	202612082
Deed Book / Page	3392 / 2779
Prior Transfer Date	Jun 25, 2007
Prior Transfer Doc	0027660778
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 30, 2026
Property Address	468 FOREST SHORE DR, MIRAMAR BEACH, FL 32550-3923
Document Number	0033922779
Book / Page	3392 / 2779
Map Reference	MB 4 PG 26
Instrument Date	Mar 27, 2026
Instrument	20260012082
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	SHORELINE TITLE LLC, SHOROLINE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,605.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	422 BAYWINDS DR, DESTIN, FL 32541-3701

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	36268 N TARA CT, INGLESIDE, IL 60041-9650

Mortgage

Document Number	0033922781
Date	Mar 30, 2026
Instrument	3392/2781

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 12, 2021
Property Address	468 FOREST SHORE DR, MIRAMAR BEACH, FL 32550-3923
Document Number	0031872743
Book / Page	3187 / 2743
Map Reference	MB 4 PG 26-A
Instrument Date	Mar 1, 2021
Instrument	20210012057
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	BURKE LAW AND TITLE LLC, BURKE LAW & TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,603.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	601 WALTON WAY, 601, MIRAMAR BEACH, FL 32550-5267

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 CRESTA VERDE DR, ROLLING HILLS ESTATES, CA 90274-5453

Mortgage

Document Number	0031872745
Date	Mar 12, 2021
Instrument	3187/2745

Lender

Name	RAPID MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 8, 2020
Property Address	468 FOREST SHORE DR, MIRAMAR BEACH, FL 32550-3923
Document Number	0031390843
Book / Page	003139 / 000843
Instrument Date	Mar 27, 2020
Instrument	12368
Transaction Type	Transfer
Record Updated	Jun 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,470.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	601 WALTON WAY MIRAMAR BEACH FL 325505267, MIRAMAR BEACH, FL 32550-5267

Tax Assessment & Valuation

The 2025 property tax bill for 468 Forest Shore Dr was $3,413 with a homeowner's exemption, down 14.5% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,413.00 (-14.53%) Homeowner's exemption	$416,415 Land $145,000 Building $271,415	$416,415 Land $145,000 Building $271,415
2024	$3,993.00 (+3.82%)
2023	$3,846.00 (-8.69%) Homeowner's exemption	$461,585 (+1.55%) Land $85,000 Building $376,585	$461,585 (+1.55%) Land $85,000 Building $376,585
2022	$4,212.00	$454,546 Land $76,688 Building $377,858	$454,546 Land $76,688 Building $377,858

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 468 Forest Shore Dr in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 148 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	12 (2004–2024)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Sally, Sep 2020 · 5 claims Hurricane Michael, Oct 2018 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 468 Forest Shore Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50

May also be available: T-Mobile.

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