468 Fish Hawk Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 468 Fish Hawk Dr, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,088 sqft · built 2006
Lot Size	0.198 acres (8,625 sqft)
Owner	2 Individual Names on File
Last Sale	$222,300 (Aug 2006)
Tax Bill	$939 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`26-29-24-690595-000400`

Property Details

APN / Parcel Number

Primary APN	`26-29-24-690595-000400`
Alternative APNs	`242926690595000400` `42926000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,088 sqft Living Area
Gross Area	2,528 sqft
1st Floor Area	2,088 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	8,625 sqft (0.198 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	440 sqft
Porch	Unfinished Open Porch
Porch Area	10 sqft

Location & Zoning

Street Address	468 FISH HAWK DR
City	WINTER HAVEN
State	FL
Zip	33884-4172
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HART LAKE COVE PHASE II PB 136 PGS 37 & 38 LOT 40
Legal Range	26E
Legal Township	29S
Legal Section	24
Legal Subdivision	HART LAKE COVE PHASE II
Legal Phase	II
Legal Tract	690595
Legal Block	2
Legal Lot Number	40
Jurisdiction	POLK FL
Township / Civil Division	LAKE WALES
Census Block Group	2
Census Block	2005
Census Tract	14401

Owner

468 Fish Hawk Dr is owned and occupied by two individuals who bought it in August 2006.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	468 FISH HAWK DR, WINTER HAVEN, FL 33884-4172
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2006 · Amount on File
Deed Sale	Aug 30, 2006 · Amount on File
Deed Document Number	2006214654
Deed Book / Page	6945 / 456
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	468 FISH HAWK DR, WINTER HAVEN, FL 33884-4172
Transaction Type	Mortgage
Record Updated	Nov 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000298106
Date	Nov 15, 2022
Book Page	12484/1794
Instrument	2022298106

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 468 Fish Hawk Dr was $939 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,355 (+2.7%)	$239,573 (-2.27%) Land $52,000 Building $187,573
2025	$939.00 Homeowner's exemption	$98,690	$245,146 Land $52,000 Building $193,146
2023	$855.00 (+5.43%) Homeowner's exemption	$93,116 (+3%)	$242,000 (+2.33%) Land $50,000 Building $192,000
2022	$811.00 Homeowner's exemption	$90,404	$236,500 Land $42,000 Building $194,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 468 Fish Hawk Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 468 Fish Hawk Dr is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20