468 Echo Ridge Rd, Whittier, NC 28789 Property Records

Jackson County property record for 468 Echo Ridge Rd, Whittier, NC 28789

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,250 sqft · built 1999
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$152,500 (Aug 2016)
Tax Bill$1,576 (2025)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN7622-44-3996

Property Details

APN / Parcel Number

Primary APN7622-44-3996
Alternative APN
  • 177691

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,250 sqft Heated Area
1st Floor Area1,250 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Roof TypeWood Truss
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)

Exterior Amenities

PorchSlab
Porch Area500 sqft
Deck Area128 sqft
Patio Area124 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address468 ECHO RIDGE RD
CityWHITTIER
StateNC
Zip28789-7926
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 22 PINEY MTN EST
Legal SubdivisionPINEY MTN EST
Legal Lot Number22
JurisdictionJACKSON NC
Township / Civil DivisionBARKERS CREEK
Census Block Group4
Census Block4000
Census Tract950300

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 914, SYLVA, NC 28779-0914
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 9, 2016 · Amount on Record
Deed SaleAug 9, 2016 · Amount on Record
Deed Book / Page2152 / 302
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON NC
Property Address468 ECHO RIDGE RD, WHITTIER, NC 28789-7926
Document Number0022671005
Instrument DateMay 20, 2020
Transaction TypeMortgage
Record UpdatedJun 30, 2020
Title CompanyORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address468 ECHO RIDGE RD WHITTIER NC 287897926, WHITTIER, NC 28789-7926

Mortgage

Document Number0022671005
DateMay 27, 2020
Book Page002267/001005
Lender
NameMORTGAGE SOLUTIONS/CO
TypeMortgage Company
AddressCOLORADO SPRINGS, CO 80918
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 26, 2050

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$414,952 (+75.66%) Land $61,840 Building $353,112
2025$1,576.00 (+75.7%)
2023$897.00$236,220 Land $61,840 Building $174,380

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims1 (1995)
Most Recent ClaimAug 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · above 75% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Echo Ridge Rd

Nearby Streets

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