468 Centre St, Milton, MA 02186 Property Records

Norfolk County and Milton Town property record for 468 Centre St, Milton, MA 02186

Property Summary

Property Type	Single Family Home
Details	3 bd · 7.5 ba · 8,253 sqft · built 2024
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Individual Names on File
Last Sale	$1,450,000 (Nov 2022)
Tax Bill	$15,581 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`MILT M:F B:018 L:10`

Property Details

APN / Parcel Number

Primary APN	`MILT M:F B:018 L:10`

Interior

Bedrooms	3 Beds
Full Baths	7.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	8,253 sqft Living Area
Gross Area	9,100 sqft
Basement Area	3,194 sqft
Unfinished Basement	639 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	60,984 sqft (1.4 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	468 CENTRE ST
City	MILTON
State	MA
Zip	02186-4132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	18
Legal Lot Number	10
Jurisdiction	MILTON MA
Township / Civil Division	MILTON
Census Block Group	3
Census Block	3009
Census Tract	416400

Owner

468 Centre St is owned and occupied by two individuals who bought it in November 2022.

Source: Norfolk County and Milton Town records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	468 CENTRE ST, MILTON, MA 02186-4132
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 31, 2025	Deed of Trust, Mortgage · ARM MOUNTAIN 1ST BANK & TRUST CO
Nov 18, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MOUNTAIN 1ST BANK & TRUST CO
Mar 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage ROCKLAND CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2022 · Amount on File
Deed Sale	Nov 18, 2022 · Amount on File
Prior Sale	Jan 21, 1994 · Amount on File
Deed Document Number	202298256
Deed Book / Page	40928 / 74
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILTON MA
Property Address	468 CENTRE ST, MILTON, MA 02186-4132
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042989-558
Date	Mar 18, 2026
Book Page	42989/558
Instrument	16612

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2041

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILTON MA
Property Address	468 CENTRE ST, MILTON, MA 02186-4132
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042317-186
Date	Mar 31, 2025
Book Page	42317/186
Instrument	18932

Lender

Name	MOUNTAIN 1ST BANK & TRUST CO
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Type Change Date	Apr 1, 2032

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILTON MA
Recording Date	Nov 18, 2022
Property Address	468 CENTRE ST, MILTON, MA 02186-4132
Document Number	0040928-74
Book / Page	40928 / 74
Instrument Date	Nov 18, 2022
Instrument	98256
Transaction Type	Transfer
Record Updated	Dec 12, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	468 CENTRE ST, MILTON, MA 02186-4132

Mortgage

Document Number	0000098257
Date	Nov 18, 2022
Instrument	98257

Lender

Name	MOUNTAIN 1ST BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.13%
Type Change Date	Dec 1, 2032
Max Rate At Change	2.75%
Index	1-Year CMT

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILTON MA
Property Address	468 CENTRE ST, MILTON, MA 02186-4132
Document Number	36685-379
Instrument Date	Mar 21, 2019
Transaction Type	Mortgage
Record Updated	Apr 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	468 CENTRE ST MILTON MA 021864132, MILTON, MA 02186-4132

Mortgage

Document Number	36685-379
Date	Mar 26, 2019
Book Page	036685/000379
Instrument	21452

Lender

Name	ROCKLAND CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 25, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 468 Centre St was $15,581, up 13.6% from the year before.

Source: Norfolk County and Milton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Milton Town
Unified School District	Milton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,581.00 (+13.63%)	$1,405,000 (+11.89%) Land $535,100 Building $869,900	$1,649,295
2024	$13,712.00 (+32.42%)	$1,255,700 (+38.25%) Land $510,000 Building $745,700
2023	$10,355.00	$908,300 Land $486,200 Building $422,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 468 Centre St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Dec 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 468 Centre St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILTON WATER DEPT. (MWRA) serves 28,630 people · EPA ID MA3189000
Water Source	Purchased surface water from MWRA
Last State Inspection	Aug 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Netafy.

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