Loudoun County property record for 46797 Backwater Dr, Sterling, VA 20164
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,985 sqft · built 2000 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Company Name on File |
| Tax Bill | $7,521 (2026) |
| Deeds & Mortgages | Aug 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 013-37-0641-000 |
| Primary APN | 013-37-0641-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,985 sqft Living Area |
| 1st Floor Area | 1,380 sqft |
| Basement Area | 1,035 sqft |
| Finished Basement | 1,035 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Colonial |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 88 sqft |
| Deck Area | Deck Area |
| Patio Area | 432 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 46797 BACKWATER DR |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20164-8660 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | CARTERS GROVE LOT 15 1770--899 |
| Legal Subdivision | CARTERS GROVE |
| Legal Block | 2 |
| Legal Lot Number | 15 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | STERLING |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 611205 |
46797 Backwater Dr is owned by a company that acquired it in August 2021.
Source: Loudoun County records, as of September 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 20246 KIAWAH ISLAND DR, ASHBURN, VA 20147-3169 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 7, 2021 |
| Transfer Doc | 0000084923 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Aug 10, 2021 |
| Property Address | 46797 BACKWATER DR, STERLING, VA 20164-8660 |
| Document Number | 202108100084923 |
| Instrument Date | Aug 10, 2021 |
| Instrument | 202108100084923 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20246 KIAWAH ISLAND DR, ASHBURN, VA 20147-3169 |
The 2026 property tax bill for 46797 Backwater Dr was $7,521, up 4.9% from the year before.
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,521.00 (+4.9%) | $934,360 (+4.9%) Land $279,400 Building $654,960 | $934,360 (+4.9%) Land $279,400 Building $654,960 |
| 2025 | $7,170.00 | $890,700 Land $254,400 Building $636,300 | $890,700 Land $254,400 Building $636,300 |
| 2023 | $6,705.00 | $766,290 Land $244,400 Building $521,890 | $766,290 Land $244,400 Building $521,890 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46797 Backwater Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (2006–2013) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Apr 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 46797 Backwater Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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