46787 Scotch Pine Ln, Macomb, MI 48042 Property Records

Macomb County property record for 46787 Scotch Pine Ln, Macomb, MI 48042

Property Summary

Property Type	Condominium
Details	1.5 ba · 1,345 sqft · built 1990
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,194 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-36-104-013`

Property Details

APN / Parcel Number

Primary APN	`20-08-36-104-013`
Alternative APN	`0836104013`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,345 sqft Living Area
1st Floor Area	1,329 sqft
Basement Area	1,329 sqft
Unfinished Basement	1,329 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1991
Architectural Style	Condo/Apartment
Lot Area	43,560 sqft (1 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	46787 SCOTCH PINE LN
City	MACOMB
State	MI
Zip	48042-5374
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	THE PINES CONDOMINIUM M.C.C.P. NO 357 UNIT 13 BLDG 7
Legal Subdivision	THE PINES CONDOMINIUM
Legal Unit	13
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	1
Census Block	1013
Census Tract	223402

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46787 SCOTCH PINE LN, MACOMB, MI 48042-5374
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Feb 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage VIBE CU
Sep 24, 2018	Deed of Trust, Mortgage · Conventional with PMI OAKLAND CNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2025
Deed Sale	Sep 3, 2025
Prior Sale	Oct 31, 2005 · Amount on Record
Deed Document Number	202578606
Deed Book / Page	30266 / 605
Prior Transfer Date	Mar 10, 2025
Prior Transfer Doc	0000078606
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Recording Date	Jun 1, 2026
Property Address	46787 SCOTCH PINE LN, MACOMB, MI 48042-5374
Document Number	2600051879
Book / Page	30688 / 728
Instrument Date	May 22, 2026
Instrument	202651879
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	46787 SCOTCH PINE LN, MACOMB, MI 48042-5374

Mortgage

Document Number	0000051879,
Date	Jun 1, 2026
Book Page	30688/728
Instrument	202651879

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	46787 SCOTCH PINE LN, MACOMB, MI 48042-5374
Transaction Type	Mortgage
Record Updated	Feb 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46787 SCOTCH PINE LN, MACOMB, MI 48042-5374

Mortgage

Document Number	2200019675
Date	Feb 9, 2022
Book Page	28422/439
Instrument	202200019675

Lender

Name	VIBE CU
Type	Credit Union
Address	NOVI, MI 48377

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	46787 SCOTCH PINE LN, MACOMB, MI 48042-5374
Document Number	0000008830
Instrument Date	Sep 24, 2018
Transaction Type	Mortgage
Record Updated	Oct 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46787 SCOTCH PINE LN MACOMB MI 480425374, MACOMB, MI 48042-5374

Mortgage

Document Number	0000008830
Date	Oct 1, 2018
Book Page	025605/000395
Instrument	8830

Lender

Name	OAKLAND CNTY CU
Type	Credit Union
Address	WATERFORD, MI 48327

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Sep 30, 2038

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	L'Anse Creuse Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$137,500 (+3.07%)	$275,000 (+3.07%)
2025	$3,194.00 (+54.23%) Homeowner's exemption	$133,400 (+14.41%)	$266,800 (+14.41%)
2023		$116,600	$233,200
2022	$2,071.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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