46786 Arapahoe Dr, Macomb, MI 48044 Property Records

Macomb County property record for 46786 Arapahoe Dr, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,670 sqft · built 1985
Lot Size	0.234 acres (10,193 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Aug 2020)
Tax Bill	$5,074 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-31-130-001`

Property Details

APN / Parcel Number

Primary APN	`20-08-31-130-001`
Alternative APN	`0831130001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,670 sqft Living Area
1st Floor Area	1,658 sqft
Basement Area	1,766 sqft
Unfinished Basement	1,766 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1986
Architectural Style	Ranch
Lot Area	10,193 sqft (0.234 acres)
Lot Dimensions	120 ft deep x 85 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	46786 ARAPAHOE DR
City	MACOMB
State	MI
Zip	48044-3106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BRECKENRIDGE VILLAGE SUB LOT 271 LIBER: 75 PAGES: 36-40
Legal Subdivision	BRECKENRIDGE VILLAGE SUB
Legal Lot Number	271
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2008
Census Tract	224500

Owner

46786 Arapahoe Dr is owned and occupied by an individual who bought it in August 2020.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	46786 ARAPAHOE DR, MACOMB, MI 48044-3106
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Deed of Trust, Mortgage · Line of Credit MICHIGAN SCHOOLS & GOVERNMENT CU
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK
May 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage ROSS MORTGAGE CORP
Aug 17, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK
Jun 6, 2017	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2020 · Amount on File
Deed Sale	Aug 17, 2020 · Amount on File
Prior Sale	Dec 23, 2015 · Amount on File
Deed Document Number	202097087
Deed Book / Page	26920 / 711
Prior Transfer Date	Dec 18, 2003
Prior Transfer Doc	0000083601
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	46786 ARAPAHOE DR, MACOMB, MI 48044-3106
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46786 ARAPAHOE DR, MACOMB, MI 48044-3106

Mortgage

Document Number	2600006875
Date	Jan 23, 2026
Book Page	30488/270
Instrument	202600006875

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 28, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	46786 ARAPAHOE DR, MACOMB, MI 48044-3106
Transaction Type	Mortgage
Record Updated	Jun 8, 2021
Title Company	EVONS TITLE, DEVON TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46786 ARAPAHOE DR, MACOMB, MI 48044-3106

Mortgage

Document Number	2102156582
Date	Apr 13, 2021
Book Page	27558/174
Instrument	202102156582

Lender

Name	FIRST STATE BANK
Type	Bank
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	46786 ARAPAHOE DR, MACOMB, MI 48044-3106
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066278
Date	May 23, 2017
Book Page	24730/510
Instrument	7066278

Lender

Name	ROSS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Aug 17, 2020
Property Address	46786 ARAPAHOE DR, MACOMB, MI 48044-3106
Document Number	0000097087
Book / Page	26920 / 711
Map Reference	LIB 75 PG 36-40
Instrument Date	Aug 13, 2020
Instrument	2097087
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	TITLE ONE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,709.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	46786 ARAPAHOE DR, 46786, MACOMB, MI 48044-3106

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46786 ARAPAHOE DR, MACOMB, MI 48044-3106

Mortgage

Document Number	0000097088
Date	Aug 17, 2020
Instrument	2097088

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.75%
Index	Prime Rate
Max Rate	9.75%

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Jun 6, 2017
Property Address	46786 ARAPAHOE DR, MACOMB, MI 48044-3106
Document Number	0000070837
Book / Page	024752 / 000166
Instrument Date	Jun 2, 2017
Instrument	70837
Transaction Type	Transfer
Record Updated	Jul 3, 2017
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46786 ARAPAHOE DR MACOMB MI 480443106, MACOMB, MI 48044-3106

Tax Assessment & Valuation

The 2025 property tax bill for 46786 Arapahoe Dr was $5,074 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,200 (+1.92%)	$372,400 (+1.92%)
2025	$5,074.00 Homeowner's exemption	$182,700	$365,400
2023		$163,200	$326,400
2022	$4,485.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46786 Arapahoe Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1981–1990)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Feb 1990 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 46786 Arapahoe Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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