46785 Wright Ave, Shelby Township (Utica), MI 48317 Property Records

Macomb County property record for 46785 Wright Ave, Shelby Township, MI 48317

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 967 sqft · built 1946
Lot Size	0.261 acres (11,369 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Jan 2019)
Tax Bill	$2,545 (2025)
Deeds & Mortgages	May 2022 Second Mortgage Jan 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-07-33-227-025`

Property Details

APN / Parcel Number

Primary APN	`23-07-33-227-025`
Alternative APN	`0733227025`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	967 sqft Living Area
1st Floor Area	967 sqft
Basement Area	967 sqft
Unfinished Basement	967 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Ranch
Construction Type	Frame
Lot Area	11,369 sqft (0.261 acres)
Lot Dimensions	170 ft deep x 67 ft wide
Garage Type	Detached
Garage Area	287 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	46785 WRIGHT AVE
City	SHELBY TOWNSHIP
State	MI
Zip	48317-4384
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CK MAP
Legal Description	L 69 SUPERVISORS PLAT OF CHURCHS SUBDIVISION LOT 69. LIBER 21 PAGE 2
Legal Subdivision	SUPERVISORS PLAT OF CHURCHS SUBDIVISION
Legal Lot Number	69
Jurisdiction	MACOMB MI
Township / Civil Division	SHELBY
Census Block Group	4
Census Block	4011
Census Tract	225800

Owner

46785 Wright Ave is owned and occupied by an individual who bought it in January 2019.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	46785 WRIGHT AVE, SHELBY TOWNSHIP, MI 48317-4384
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU
Jan 28, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU
Oct 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU
Jan 3, 2019	Warranty Deed, Transfer · FHA Mortgage FIRST STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2019 · Amount on File
Deed Sale	Jan 3, 2019 · Amount on File
Deed Document Number	20199001094
Deed Book / Page	25752 / 351
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	46785 WRIGHT AVE, SHELBY TOWNSHIP, MI 48317-4384
Transaction Type	Mortgage
Record Updated	May 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46785 WRIGHT AVE, SHELBY TOWNSHIP, MI 48317-4384

Mortgage

Document Number	2200064055
Date	May 12, 2022
Book Page	28607/202
Instrument	202200064055

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	TROY, MI 48098

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	179 Months
Due	Apr 15, 2037

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	46785 WRIGHT AVE, SHELBY TOWNSHIP, MI 48317-4384
Transaction Type	Mortgage
Record Updated	Feb 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46785 WRIGHT AVE, SHELBY TOWNSHIP, MI 48317-4384

Mortgage

Document Number	2200014218
Date	Jan 28, 2022
Book Page	28396/359
Instrument	202200014218

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	TROY, MI 48098

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jan 1, 2027

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	46785 WRIGHT AVE, SHELBY TOWNSHIP, MI 48317-4384
Transaction Type	Mortgage
Record Updated	Oct 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46785 WRIGHT AVE, SHELBY TOWNSHIP, MI 48317-4384

Mortgage

Document Number	2102252150
Date	Oct 15, 2021
Book Page	28091/211
Instrument	202102252150

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jan 3, 2019
Property Address	46785 WRIGHT AVE, SHELBY TOWNSHIP, MI 48317-4384
Document Number	0000001094
Book / Page	25752 / 351
Map Reference	LB 21 PG 2
Instrument Date	Dec 28, 2018
Instrument	9001094
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	ATA NATIONAL TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,290.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	46766 WRIGHT AVE, 46766, SHELBY TOWNSHIP, MI 48317-4383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46785 WRIGHT AVE, SHELBY TOWNSHIP, MI 48317-4384

Mortgage

Document Number	0000001352
Date	Jan 3, 2019
Instrument	9001352

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 46785 Wright Ave was $2,545 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Shelby Charter Township
Unified School District	Utica Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,700	$217,400
2025	$2,545.00
2023		$88,100	$176,200
2022	$2,249.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46785 Wright Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 46785 Wright Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELBY TOWNSHIP serves 72,000 people · EPA ID MI0006010
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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