Okaloosa County property record for 4678 Windstarr Dr, Destin, FL 32541 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1998 |
| Square Footage | 2,094 sqft Living Area |
| Lot Size | 6,501 sqft (0.149 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $365,000 (2019) |
| Tax Bill | $5,268.00 (2025) |
| Primary APN | C56-000-589-4953-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,094 sqft Living Area |
| Gross Area | 2,792 sqft Gross Area |
| 1st Floor | 2,094 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick Exterior |
| Roof Construction | Cathedral/Clerestory Roof Construction |
| Roof Material | Wood Roof |
| Lot Area | 6,501 sqft (0.149 acres) |
| Garage Type | Attached Garage |
| Garage Area | 488 sqft Garage |
| Patio Area | 168 sqft Patio |
| Porch Area | 42 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 4678 WINDSTARR DR |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-4766 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SUNSAIL S/D LOT 35 |
| Legal Subdivision | SUNSAIL S/D |
| Legal Lot Number | 35 |
| Jurisdiction | OKALOOSA FL |
| Minor Civil Division | FORT WALTON BEACH |
| Census Blockgroup | 1 |
| Census Block | 1002 |
| Census Tract | 23308 |
Source: Okaloosa County records · APN C56-000-589-4953-8
Assessment roll updated December 31, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4678 WINDSTARR DR, DESTIN, FL 32541-4766 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 19, 2019 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) USAA |
| Jun 18, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 19, 2019 · Amount on Record |
| Deed Sale | Jul 19, 2019 · Amount on Record |
| Prior Sale | Dec 03, 2013 · Amount on Record |
| Deed Doc Number | 20193292709 |
| Deed Book / Page | 3410 / 424 |
| Prior Transfer Date | May 30, 2019 |
| Prior Transfer Doc | 0034042023 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jul 19, 2019 |
| Property Address | 4678 WINDSTARR DR, DESTIN, FL 32541-4766 |
| Document Number | 0034100424 |
| Book / Page | 003410 / 000424 |
| Instrument Date | Jul 17, 2019 |
| Instrument | 3292709 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2019 |
| Title Company | AQUA TITLE SERVICES, AQUA TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,555.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22411 ALAMOTA DR SANTA CLARITA CA 913501543, SANTA CLARITA, CA 91350-1543 |
| Document Number | 34100426 |
|---|---|
| Date | Jul 19, 2019 |
| Book Page | 003410/000426 |
| Instrument | 3292710 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 18, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 18, 2019 |
| Property Address | 4678 WINDSTARR DR, DESTIN, FL 32541-4766 |
| Document Number | 0034042023 |
| Book / Page | 003404 / 002023 |
| Instrument Date | May 30, 2019 |
| Instrument | 3285151 |
| Transaction Type | Transfer |
| Record Updated | Jul 04, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 125 FULMAR CIR NE FORT WALTON BEACH FL 325486431, FORT WALTON BEACH, FL 32548-6431 |
Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,268.00 (+9.73%) | $451,612 (+0.82%) Land $194,761 Building $256,851 | $451,612 (+0.82%) Land $194,761 Building $256,851 |
| 2023 | $4,801.00 (+10.19%) | $447,944 (+12.47%) Land $130,902 Building $317,042 | $447,944 (+12.47%) Land $130,902 Building $317,042 |
| 2022 | $4,357.00 | $398,284 Land $119,002 Building $279,282 | $398,284 Land $119,002 Building $279,282 |
4678 Windstarr Dr is in FEMA Zone X, outside the Special Flood Hazard Area, in Coastal Barrier Resources unit P32, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Okaloosa County (12091C), updated March 8, 2021
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USFWS Coastal Barrier Resources System · December 19, 2024 release
| Coastal Barrier Resources System | Yes Unit P32 “Moreno Point” · System Unit · added October 18, 1982 |
|---|---|
| Federal Flood Insurance | Not eligible (built 1998) NFIP excludes structures built or substantially improved after October 1, 1983 (CBRA) · private flood insurance only |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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