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4678 Palmetto Ct, Crestview, FL 32539 Property Records

Okaloosa County property record for 4678 Palmetto Ct, Crestview, FL 32539

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,676 sqft · built 1996
Lot Size0.284 acres (12,353 sqft)
Owner2 Individual Names on Record
Last Sale$280,000 (Oct 2020)
Tax Bill$124 (2025)
Deeds & MortgagesOct 2020 Sale & Mortgage
Jun 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC56-000-597-7611-2

Property Details

APN / Parcel Number

Primary APNC56-000-597-7611-2
Alternative APNs
  • 33-3N-23-2280-0000-0250
  • 23N333228000000250

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,676 sqft Living Area
Gross Area3,426 sqft
1st Floor Area2,676 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area12,353 sqft (0.284 acres)
Garage TypeAttached
Garage Area600 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area30 sqft
Patio Area120 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4678 PALMETTO CT
CityCRESTVIEW
StateFL
Zip32539-6331
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHOAL LANDING EAST LOT 25
Legal Range23W
Legal Township03N
Legal Section33
Legal SubdivisionSHOAL LANDING
Legal Lot Number25
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group3
Census Block3024
Census Tract20702

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4678 PALMETTO CT, CRESTVIEW, FL 32539-6331
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2020Warranty Deed, Transfer · VA Mortgage
LOANDEPOT.COM LLC
Jun 3, 2019Warranty Deed, Transfer · VA Mortgage
PRIME LNDG
Sep 5, 2018Warranty Deed, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 20, 2020 · Amount on Record
Deed SaleOct 20, 2020 · Amount on Record
Prior SaleJun 3, 2019 · Amount on Record
Deed Document Number20203400335
Deed Book / Page3499 / 3958
Record UpdatedOct 29, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateOct 20, 2020
Property Address4678 PALMETTO CT, CRESTVIEW, FL 32539-6331
Document Number0034993958
Book / Page3499 / 3958
Map ReferenceMB 11 PG 18
Instrument DateOct 19, 2020
Instrument3400335
Transaction TypeTransfer
Record UpdatedFeb 7, 2021
Title CompanyCHAMPIONSHIP TITLE AGCY LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,960.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2901 AZALEA DR, 2901, EGLIN AFB, FL 32542-3234

Transferred To (Grantee/Buyer)

NameVerified Name
Address4678 PALMETTO CT, CRESTVIEW, FL 32539-6331

Mortgage

Document Number34993960
DateOct 20, 2020
Instrument3499/3960
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJun 3, 2019
Property Address4678 PALMETTO CT, CRESTVIEW, FL 32539-6331
Document Number0034013316
Book / Page003401 / 003316
Instrument DateMay 30, 2019
Instrument3281409
Transaction TypeTransfer
Record UpdatedJul 1, 2019
Title CompanyNATIONWIDE TITLE CLEARING INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,694.70
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4678 PALMETTO CT CRESTVIEW FL 325396331, CRESTVIEW, FL 32539-6331

Mortgage

Document Number34013318
DateJun 3, 2019
Book Page003401/003318
Instrument3281410
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 2, 2049

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateSep 5, 2018
Property Address4678 PALMETTO CT, CRESTVIEW, FL 32539-6331
Document Number0033660804
Book / Page3366 / 0804
Map ReferenceMB11 PG18
Instrument DateAug 31, 2018
Instrument3230407
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyTHE MAIN STREET LAND TITLE C

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address4678 PALMETTO CT, CRESTVIEW, FL 32539-6331

Mortgage

Document Number0003230408
DateSep 5, 2018
Instrument3230408
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2048

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$124.00 (+14.81%) Homeowner's exemption Veteran's exemption$339,529 (-4.65%) Land $48,257 Building $291,272$339,529 (-4.65%) Land $48,257 Building $291,272
2023$108.00 (-96.52%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$356,089 (+7.9%) Land $41,000 Building $315,089$356,089 (+7.9%) Land $41,000 Building $315,089
2022$3,103.00$330,019 Land $34,291 Building $295,728$330,019 Land $34,291 Building $295,728

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA COUNTY MID SYSTEM (CRESTVIEW)
serves 7,593 people · EPA ID FL1464044
Water SourceGroundwater
Last State InspectionApr 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Verizon
Fixed Wireless		300 / 20

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