46778 Millpointe Dr, Macomb, MI 48042 Property Records

Macomb County property record for 46778 Millpointe Dr, Macomb, MI 48042

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,337 sqft · built 1995
Lot Size0.258 acres (11,238 sqft)
Owner2 Individual Names on Record
Tax Bill$3,404 (2022)
Deeds & MortgagesMay 2020 Mortgage
Jul 2019 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN20-08-36-205-011

Property Details

APN / Parcel Number

Primary APN20-08-36-205-011
Alternative APN
  • 0836205011

Interior

Full Baths2 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area2,337 sqft Living Area
1st Floor Area1,387 sqft
Basement Area1,387 sqft
Unfinished Basement1,387 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1996
Lot Area11,238 sqft (0.258 acres)
Lot Dimensions150 ft deep x 75 ft wide
Garage Area515 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address46778 MILLPOINTE DR
CityMACOMB
StateMI
Zip48042-5903
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionRIDGEPOINTE SUB LOT 104 LIBER: 102 PAGES: 21-26
Legal SubdivisionRIDGEPOINTE SUB
Legal Lot Number104
JurisdictionMACOMB MI
Township / Civil DivisionMACOMB
Census Block Group1
Census Block1007
Census Tract223402

Owner

Source: Macomb County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address46778 MILLPOINTE DR, MACOMB, MI 48042-5903
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA
Jul 18, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Aug 15, 2017Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address46778 MILLPOINTE DR, MACOMB, MI 48042-5903
Document Number0000059852
Instrument DateMay 8, 2020
Transaction TypeMortgage
Record UpdatedJun 11, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address46778 MILLPOINTE DR MACOMB MI 480425903, MACOMB, MI 48042-5903

Mortgage

Document Number0000059852
DateMay 21, 2020
Book Page026720/000012
Instrument59852
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMay 20, 2030

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address46778 MILLPOINTE DR, MACOMB, MI 48042-5903
Document Number0000084214
Instrument DateJul 18, 2019
Transaction TypeMortgage
Record UpdatedAug 28, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address46778 MILLPOINTE DR MACOMB MI 480425903, MACOMB, MI 48042-5903

Mortgage

Document Number0000084214
DateJul 30, 2019
Book Page026099/000479
Instrument84214
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 29, 2049
Interest
Rate TypeAdjustable Rate

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address46778 MILLPOINTE DR, MACOMB, MI 48042-5903
Document Number0000102935
Instrument DateAug 15, 2017
Transaction TypeMortgage
Record UpdatedAug 24, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address46778 MILLPOINTE DR MACOMB MI 480425903, MACOMB, MI 48042-5903

Mortgage

Document Number0000102935
DateAug 22, 2017
Book Page024901/000363
Instrument102935
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 21, 2032

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of July 6, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionMacomb Township
Unified School DistrictL'Anse Creuse Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$226,600 (+20.47%)$453,200 (+20.47%)
2023$188,100$376,200
2022$3,404.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMACOMB TOWNSHIP
serves 90,000 people · EPA ID MI0003990
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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