4677 Granite Lake Rd, Libby, MT 59923 Property Records

Lincoln County property record for 4677 Granite Lake Rd, Libby, MT 59923

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,500 sqft · built 1983
Lot Size	11.9 acres (519,497 sqft)
Owner	Individual Name on File
Last Sale	$188,400 (Dec 2021)
Tax Bill	$3,432 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2021 Mortgage
APN	`R562835`

Property Details

APN / Parcel Number

Primary APN	`R562835`
Alternative APNs	`56-4175-33-2-01-10-0000` `0000002498`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	519,497 sqft (11.9 acres)
Shed	1 Shed
Quonset Hut	1,500 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000002498
Street Address	4677 GRANITE LAKE RD
City	LIBBY
State	MT
Zip	59923-9231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRANITE CREEK, S33, T30 N, R31 W, ACRES 11.926, LOT 2 ASSR#0000002498
Legal Range	31W
Legal Township	30N
Legal Section	33
Legal Subdivision	GRANITE CREEK
Legal Lot Number	2
Jurisdiction	LINCOLN MT
Township / Civil Division	LIBBY
Census Block Group	3
Census Block	3011
Census Tract	100

Owner

4677 Granite Lake Rd is owned and occupied by an individual who bought it in December 2021.

Source: Lincoln County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	4677 GRANITE LAKE RD, LIBBY, MT 59923-9231
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Deed of Trust, Mortgage · VA Mortgage NONE LISTED ON DOCUMENT
Dec 6, 2021	Intrafamily Transfer, Transfer · VA Mortgage WILLAMETTE VALLEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2021 · Amount on File
Deed Sale	Dec 6, 2021 · Amount on File
Prior Sale	May 18, 2005 · Amount on File
Deed Document Number	2021297659
Deed Book / Page	393 / 969
Prior Transfer Date	Dec 3, 2021
Prior Transfer Doc	000393/969
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Recording Date	Jun 11, 2026
Property Address	4677 GRANITE LAKE RD, LIBBY, MT 59923-9231
Document Number	0000321382
Book / Page	415 / 286
Instrument Date	Jun 2, 2026
Instrument	2026321382
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4677 GRANITE LAKE RD, LIBBY, MT 59923-9231
Investor	Possibly a Property Investor

Mortgage

Document Number	0000321382,
Date	Jun 11, 2026
Book Page	415/286
Instrument	2026321382

Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MT
Recording Date	Dec 6, 2021
Property Address	4677 GRANITE LAKE RD, LIBBY, MT 59923-9231
Document Number	000393/969
Book / Page	393 / 969
Map Reference	PL 4644
Instrument Date	Dec 3, 2021
Instrument	297659
Transaction Type	Transfer
Record Updated	Dec 24, 2021
Title Company	FIRST AMERICAN TITLE - LIBBY, FIRST AMERICAN TITLE LIBBY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4677 GRANITE LAKE RD, LIBBY, MT 59923-9231

Mortgage

Document Number	0000297660
Date	Dec 6, 2021
Instrument	297660

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 4677 Granite Lake Rd was $3,432, up 165.6% from the year before.

Source: Lincoln County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lincoln County
Unified School District	Libby K-12 Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,432.00 (+165.63%)	$435,734 (-)
2025	$1,292.00	$435,734	$435,734 Land $240,294 Building $195,440
2023	$1,948.00	$308,600	$308,600 Land $89,667 Building $218,933

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4677 Granite Lake Rd; there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1996)
Most Recent Claim	Feb 1996 · Severe Storms, Flooding, And Ice Jams
Claims by Event	Severe Storms, Flooding, And Ice Jams, Feb 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4677 Granite Lake Rd is high, ranking above 86% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 81% of Montana
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Inland Cellular Fixed Wireless	100 / 20

Cell Coverage

No cell data coverage reported

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