Okaloosa County property record for 4677 Amhurst Cir, Destin, FL 32541
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.073 acres (3,171 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $63,000 (Apr 2016) |
| Tax Bill | $1,156 (2025) |
| Deeds & Mortgages | Mar 2026 Construction Loan Apr 2026 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-3587-5 |
| Primary APN | C56-000-589-3587-5 |
|---|---|
| Alternative APNs |
|
| Lot Area | 3,171 sqft (0.073 acres) |
|---|
| Street Address | 4677 AMHURST CIR |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-5759 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | CALUSA BAY S/D LOT 4 BLK B |
| Legal Subdivision | CALUSA BAY S/D |
| Legal Block | B |
| Legal Lot Number | 4 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 23308 |
Source: Okaloosa County records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3018 BLUE PINE LN, NICEVILLE, FL 32578-9762 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 26, 2026 | Deed of Trust, Mortgage · Construction Mortgage RENASANT BANK |
| Apr 6, 2026 | Deed of Trust, Mortgage · Construction Mortgage RENASANT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2016 · Amount on Record |
| Deed Sale | Apr 29, 2016 · Amount on Record |
| Prior Sale | Apr 25, 2016 · Amount on Record |
| Deed Document Number | 20163062764 |
| Deed Book / Page | 3245 / 4192 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4677 AMHURST CIR, DESTIN, FL 32541-5759 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3018 BLUE PINE LN, NICEVILLE, FL 32578-9762 |
| Document Number | 0003806736 |
|---|---|
| Date | Mar 26, 2026 |
| Instrument | 3806736 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | DESTIN, FL 32541 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 25, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Apr 6, 2026 |
| Property Address | 4677 AMHURST CIR, DESTIN, FL 32541-5759 |
| Document Number | 0003808684 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 20263808684 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3018 BLUE PINE LN, NICEVILLE, FL 32578-9762 |
| Document Number | 0003808684, |
|---|---|
| Date | Apr 6, 2026 |
| Instrument | 20263808684 |
| Name | RENASANT BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 25, 2031 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,156.00 (+13.56%) | $117,429 (+10.21%) Land $117,429 | $117,429 (+10.21%) Land $117,429 |
| 2023 | $1,018.00 (+17.69%) | $106,549 (+26.5%) Land $106,549 | $106,549 (+26.5%) Land $106,549 |
| 2022 | $865.00 | $84,229 Land $84,229 | $84,229 Land $84,229 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1995–2018) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2018 · other causes |
Source: USFWS Coastal Barrier Resources System, as of December 19, 2024
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | P32 “Moreno Point” |
| Unit Type | System Unit |
| Designated | Oct 18, 1982 |
| NFIP Eligibility | Not eligible for structures built after the Oct 1, 1983 cutoff private flood insurance only |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile, Wildstar Networks.
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