4676 Rambling Way, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 4676 Rambling Way, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,040 sqft · built 1984
Lot Size	0.273 acres (11,892 sqft)
Owner	Owner Name on File
Tax Bill	$563 (2024)
Deeds & Mortgages	Aug 2023 Line of Credit Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-1N-29-3375-00000-0540`

Property Details

APN / Parcel Number

Primary APN	`08-1N-29-3375-00000-0540`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,040 sqft Heated Area
Gross Area	1,640 sqft
1st Floor Area	1,352 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	11,892 sqft (0.273 acres)
Lot Dimensions	1,400 ft deep x 850 ft wide
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	081N293375000000540
Street Address	4676 RAMBLING WAY
City	PACE
State	FL
Zip	32571-8695
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	RAMBLING OAKS LOT 54 AS DES IN OR 2287 PG 1103 & OR 2390 PGS 2019 2020 & 2021
Legal Range	29W
Legal Township	01N
Legal Section	08
Legal Subdivision	RAMBLING OAKS
Legal Lot Number	54
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1008
Census Tract	10708

Owner

The current owner of 4676 Rambling Way acquired it in December 2004.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	Owner Name on File
Mailing Address	4676 RAMBLING WAY, PACE, FL 32571-8695
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Deed of Trust, Mortgage · Line of Credit PEN AIR FCU
Oct 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage PEN AIR FCU

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Dec 30, 2004 · Amount on File
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4676 RAMBLING WAY, PACE, FL 32571-8695
Transaction Type	Mortgage
Record Updated	Sep 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4676 RAMBLING WAY, PACE, FL 32571-8695

Mortgage

Document Number	0044260981
Date	Aug 21, 2023
Book Page	4426/981
Instrument	202337860

Lender

Name	PEN AIR FCU
Type	Credit Union
Address	PENSACOLA, FL 32514

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 20, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4676 RAMBLING WAY, PACE, FL 32571-8695
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036701073
Date	Oct 13, 2017
Book Page	3670/1073
Instrument	201743096

Lender

Name	PEN AIR FCU
Type	Credit Union
Address	PENSACOLA, FL 32504

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2027

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$563.00 (+27.66%) Homeowner's exemption	$73,070 (+3%)	$135,809 (-1.72%) Land $20,000 Building $115,809
2023	$441.00 (+1.38%) Homeowner's exemption	$70,942 (+3%)	$138,191 (+11.67%) Land $24,000 Building $114,191
2022	$435.00 Homeowner's exemption	$68,876	$123,754 Land $16,000 Building $107,754

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4676 Rambling Way in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	13 (1995–2020)
Claims Outside the SFHA	12 of 13
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 4 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4676 Rambling Way is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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