4675 Whispering Oak Way, Paso Robles, CA 93446 Property Records

San Luis Obispo County property record for 4675 Whispering Oak Way, Paso Robles, CA 93446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,719 sqft · built 1991
Lot Size	2 acres (87,120 sqft)
Owner	2 Trust Names on File
Last Sale	$980,000 (Aug 2024)
Tax Bill	$3,712 (2025)
Deeds & Mortgages	Feb 2026 Transfer Feb 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`015-092-020`

Property Details

APN / Parcel Number

Primary APN	`015-092-020`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,719 sqft Living Area
1st Floor Area	1,719 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Wood
Lot Area	87,120 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4675 WHISPERING OAK WAY
City	PASO ROBLES
State	CA
Zip	93446-9575
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	TR NO 7 LT 143
Legal Subdivision	TRACT 07
Legal Tract	7
Legal Block	1
Legal Lot Number	143
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	PASO ROBLES
Census Block Group	1
Census Block	1020
Census Tract	10303

Owner

4675 Whispering Oak Way is owner-occupied and held in a trust since August 2024.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4675 WHISPERING OAK WAY, PASO ROBLES, CA 93446-9575
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Feb 25, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage NEXBANK SSB
Aug 22, 2024	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Mar 1, 2019	Grant Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2024 · Amount on File
Deed Sale	Aug 22, 2024 · Amount on File
Prior Sale	Mar 1, 2019 · Amount on File
Deed Document Number	202423528
Prior Transfer Date	Jan 24, 1996
Prior Transfer Doc	0000005630
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 26, 2026
Property Address	4675 WHISPERING OAK WAY, PASO ROBLES, CA 93446-9575
Document Number	0000005569
Map Reference	MB 5 PG 25
Instrument Date	Feb 12, 2026
Instrument	2026005569
Transaction Type	Transfer
Record Updated	Mar 11, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4675 WHISPERING OAK WAY, PASO ROBLES, CA 93446-9575

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4675 WHISPERING OAK WAY, PASO ROBLES, CA 93446-9575

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 25, 2026
Property Address	4675 WHISPERING OAK WAY, PASO ROBLES, CA 93446-9575
Document Number	0000005519
Map Reference	MB 5 PG 25
Instrument Date	Feb 12, 2026
Instrument	2026005519
Transaction Type	Transfer
Record Updated	Mar 10, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4675 WHISPERING OAK WAY, PASO ROBLES, CA 93446-9575

Mortgage

Document Number	0000005520
Date	Feb 25, 2026
Instrument	2026005520

Lender

Name	NEXBANK SSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

August 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 22, 2024
Property Address	4675 WHISPERING OAK WAY, PASO ROBLES, CA 93446-9575
Document Number	0000023528
Map Reference	MB 5 PG 25
Instrument Date	Jul 22, 2024
Instrument	2024023528
Transaction Type	Transfer
Record Updated	Sep 5, 2024
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4675 WHISPERING OAK WAY, PASO ROBLES, CA 93446-9575

Mortgage

Document Number	0000023529
Date	Aug 22, 2024
Instrument	2024023529

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2054

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	4675 WHISPERING OAK WAY, PASO ROBLES, CA 93446-9575
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057371
Date	Dec 20, 2019
Instrument	2019057371

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 1, 2019
Property Address	4675 WHISPERING OAK WAY, PASO ROBLES, CA 93446-9575
Document Number	0000007081
Map Reference	MB 5 PG 25
Instrument Date	Jan 3, 2019
Instrument	2019007081
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	PLACER TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4675 WHISPERING OAK WAY, PASO ROBLES, CA 93446-9575

Mortgage

Document Number	0000007082
Date	Mar 1, 2019
Instrument	2019007082

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4675 Whispering Oak Way was $3,712, down 42.7% from the year before.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Paso Robles Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$358,942 (+2%) Land $247,555 Building $111,387
2025	$3,712.00 (-42.72%)	$351,904 Land $242,701 Building $109,203
2024	$6,480.00 (+1.84%)
2023	$6,363.00 (+1.76%)	$588,636 Land $235,883 Building $352,753
2022	$6,253.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4675 Whispering Oak Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4675 Whispering Oak Way is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Ranch Wifi.

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