4675 Pebble Ct, White Lake, MI 48383 Property Records

Oakland County property record for 4675 Pebble Ct, White Lake, MI 48383

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,813 sqft · built 2013
Lot Size	0.448 acres (19,515 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Feb 2024)
Tax Bill	$4,423 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Feb 2024 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`Y-12-07-401-046`

Property Details

APN / Parcel Number

Primary APN	`Y-12-07-401-046`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,813 sqft Living Area
1st Floor Area	932 sqft
Basement Area	909 sqft
Unfinished Basement	909 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Lot Area	19,515 sqft (0.448 acres)
Garage Area	686 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	81 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4675 PEBBLE CT
City	WHITE LAKE
State	MI
Zip	48383-1881
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	T3N, R8E, SEC 7 WINGATE LAKE ESTATES NO 2 LOT 59 EXC BEG AT NW LOT COR, TH N 89-16-57 E 207.09 FT, TH S 24-50-27 W 99.76 FT, TH S 89-16-57 W 102.05 FT, TH S 63-28-50 W 68.92 FT, TH N 00-37-06 W 30 FT, TH N 00-43-03 W 90 FT TO BEG 12-27-12 FR 020
Legal Range	08E
Legal Township	03N
Legal Section	07
Legal Subdivision	WINGATE LAKE ESTATES
Legal Lot Number	59
Jurisdiction	OAKLAND MI
Township / Civil Division	WHITE LAKE
Census Block Group	3
Census Block	3000
Census Tract	130200

Owner

4675 Pebble Ct is owned and occupied by two individuals who bought it in February 2024.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4675 PEBBLE CT, WHITE LAKE, MI 48383-1881
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Warranty Deed, Transfer · Conventional Mortgage VIBE CU
Feb 27, 2024	Warranty Deed, Transfer
Jul 24, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OXFORD BANK
Jan 6, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
May 24, 2017	Quit Claim Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2024 · Amount on File
Deed Sale	Feb 27, 2024 · Amount on File
Prior Sale	Nov 30, 2015 · Amount on File
Deed Document Number	202419117
Deed Book / Page	59187 / 559
Prior Transfer Date	May 16, 2017
Prior Transfer Doc	0000101132
Record Updated	Sep 20, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Feb 27, 2024
Property Address	4675 PEBBLE CT, WHITE LAKE, MI 48383-1881
Document Number	0000019117
Book / Page	59187 / 559
Map Reference	LB 295 PG 34-43
Instrument Date	Feb 14, 2024
Instrument	19117
Transaction Type	Transfer
Record Updated	Apr 3, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,187.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4675 PEBBLE CT, WHITE LAKE, MI 48383-1881

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4675 PEBBLE CT, WHITE LAKE, MI 48383-1881

Mortgage

Document Number	0000020067
Date	Feb 29, 2024
Book Page	59192/612
Instrument	20067

Lender

Name	VIBE CU
Type	Credit Union
Address	NOVI, MI 48377

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Mar 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Max Rate	10.8%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Feb 27, 2024
Property Address	4675 PEBBLE CT, WHITE LAKE, MI 48383-1881
Document Number	0000019117
Book / Page	59187 / 559
Map Reference	LB 295 PG 34-43
Instrument Date	Feb 14, 2024
Instrument	19117
Transaction Type	Transfer
Record Updated	Apr 4, 2024

Transaction

Amount	Amount on Record
Tax	$3,187.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4675 PEBBLE CT, WHITE LAKE, MI 48383-1881

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4278 FLYNN, HIGHLAND, MI 48356-1812

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4675 PEBBLE CT, WHITE LAKE, MI 48383-1881
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000144793
Date	Jul 24, 2020
Book Page	54551/811
Instrument	144793

Lender

Name	OXFORD BANK
Type	Bank
Address	OXFORD, MI 48371

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4675 PEBBLE CT, WHITE LAKE, MI 48383-1881
Document Number	0000011632
Instrument Date	Jan 6, 2020
Transaction Type	Mortgage
Record Updated	Feb 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4675 PEBBLE CT WHITE LAKE MI 483831881, WHITE LAKE, MI 48383-1881

Mortgage

Document Number	0000011632
Date	Jan 16, 2020
Book Page	053717/000710
Instrument	11632

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	300 Months
Due	Jan 15, 2045

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	May 24, 2017
Property Address	4675 PEBBLE CT, WHITE LAKE, MI 48383-1881
Document Number	0000101132
Book / Page	050699 / 000220
Instrument Date	May 16, 2017
Instrument	101132
Transaction Type	Transfer
Record Updated	Jun 26, 2017
Title Company	TITLE SOURCES INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4675 PEBBLE CT WHITE LAKE MI 483831881, WHITE LAKE, MI 48383-1881

Mortgage

Document Number	101133
Date	May 24, 2017
Book Page	050699/000221
Instrument	101133

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4675 Pebble Ct was $4,423 with a homeowner's exemption, down 21.5% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	White Lake Charter Township
Unified School District	Holly Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,423.00 (-21.51%) Homeowner's exemption	$190,060	$380,120
2024	$5,635.00
2023		$165,200	$330,400
2021	$4,761.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4675 Pebble Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2009)
Most Recent Claim	Mar 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4675 Pebble Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Nearby Properties on Pebble Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures