4675 N Ridge Rd E, Geneva, OH 44041 Property Records

Ashtabula County property record for 4675 N Ridge Rd E, Geneva, OH 44041

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 2,042 sqft · built 1900
Lot Size	2.98 acres (129,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$18,000 (Mar 2017)
Tax Bill	$4,033 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Oct 2018 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-027-00-003-00`

Property Details

APN / Parcel Number

Primary APN	`17-027-00-003-00`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,042 sqft Living Area
Gross Area	3,494 sqft
1st Floor Area	676 sqft
Basement Area	924 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2020
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Lot Area	129,909 sqft (2.98 acres)
Terrain	Low
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	288 sqft
Deck Area	260 sqft
Patio Area	260 sqft
Pole Barn	1,520 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4675 N RIDGE RD E
City	ASHTABULA
State	OH
Zip	44004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 1--14 & 19
Legal Subdivision	GENEVA
Legal Block	1
Legal Lot Number	19,14
Jurisdiction	ASHTABULA OH
Township / Civil Division	GENEVA
Census Block Group	1
Census Block	1005
Census Tract	802

Owner

Source: Ashtabula County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	570 W PRAIRIE AVE, DECATUR, IL 62522-2422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Deed of Trust, Mortgage · Line of Credit US BANK
Oct 31, 2018	Grant Deed, Transfer ENTERPRISE TITLE
Apr 11, 2018	Grant Deed, Foreclosure FIRST AMERICAN TITLE
Mar 6, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2017 · Amount on Record
Deed Sale	Mar 6, 2017 · Amount on Record
Deed Document Number	20172168
Deed Book / Page	631 / 905
Prior Transfer Date	Mar 3, 2017
Prior Transfer Doc	0000002168
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Recording Date	Sep 17, 2026
Property Address	4675 N RIDGE RD E, GENEVA, OH 44041-9234
Document Number	0000008783
Book / Page	880 / 1121
Instrument Date	Aug 28, 2026
Instrument	20268783
Transaction Type	Mortgage
Record Updated	Sep 28, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4675 N RIDGE RD E, GENEVA, OH 44041-9234

Mortgage

Document Number	0000008783,
Date	Sep 17, 2026
Book Page	880/1121
Instrument	20268783

Lender

Name	US BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 7, 2056

Interest

Max Rate	-1%

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ASHTABULA OH
Recording Date	Oct 31, 2018
Property Address	4675 N RIDGE RD E, GENEVA, OH 44041-9234
Document Number	0000011178
Book / Page	000671 / 000491
Instrument Date	Oct 29, 2018
Instrument	11178
Transaction Type	Transfer
Record Updated	Jan 21, 2019
Title Company	ENTERPRISE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4675 N RIDGE RD E GENEVA OH 440419234, GENEVA, OH 44041-9234

April 2018: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	ASHTABULA OH
Recording Date	Apr 11, 2018
Property Address	4675 N RIDGE RD E, GENEVA, OH 44041-9234
Document Number	0000003432
Book / Page	000657 / 000800
Instrument Date	Mar 17, 2017
Instrument	3432
Transaction Type	Foreclosure
Record Updated	Jan 12, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ASHTABULA OH
Recording Date	Mar 6, 2017
Property Address	4675 N RIDGE RD E, GENEVA, OH 44041-9234
Document Number	0000002168
Book / Page	000631 / 000905
Instrument Date	Mar 3, 2017
Instrument	2168
Transaction Type	Foreclosure
Record Updated	May 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$18.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13801 WIRELESS WAY OKLAHOMA CITY OK 731342500, OKLAHOMA CITY, OK 73134-2500

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Geneva Township
Unified School District	Geneva Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,033.00 (+106.61%)	$49,180 (-) Land $12,320 Building $36,860	$140,500 (-) Land $35,200 Building $105,300
2023	$1,952.00 (+30.83%) Homeowner's exemption	$49,180 (+36.01%) Land $12,320 Building $36,860	$140,500 (+36.01%) Land $35,200 Building $105,300
2022	$1,492.00 Homeowner's exemption	$36,160 Land $9,490 Building $26,670
2020			$103,300 Land $27,100 Building $76,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1981)
Most Recent Claim	Feb 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA CITY PWS serves 5,924 people · EPA ID OH0401712
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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