4675 Deerfield Dr, Saginaw, MI 48603 Property Records

Saginaw County property record for 4675 Deerfield Dr, Saginaw, MI 48603

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,232 sqft · built 1958
Lot Size0.485 acres (21,127 sqft)
OwnerIndividual Name on File
Last Sale$146,000 (Dec 2023)
Tax Bill$2,971 (2025)
Deeds & MortgagesDec 2023 Sale & Mortgage
Aug 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN23-12-4-16-2301-002

Property Details

APN / Parcel Number

Primary APN23-12-4-16-2301-002

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,232 sqft Living Area
1st Floor Area1,232 sqft
Basement Area1,008 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Lot Area21,127 sqft (0.485 acres)
Lot Dimensions165 ft deep x 128 ft wide
Garage Area308 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address4675 DEERFIELD DR
CitySAGINAW
StateMI
Zip48603-2974
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionPART OF LOTS 48, 49, AND 50, COUNTRYSIDE PARK SUBDIVISION BEING FURTHER DESCRIBED AS COMM AT THE SE CORN OF SAID LOT 48 TH
Legal SubdivisionPARK SUBDIVISION
Legal Lot Number48
Legal Unit48
JurisdictionSAGINAW MI
Township / Civil DivisionSAGINAW
Census Block Group1
Census Block1006
Census Tract10402

Owner

4675 Deerfield Dr is owned and occupied by an individual who bought it in December 2023.

Source: Saginaw County records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address4675 DEERFIELD DR, SAGINAW, MI 48603-2974
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2023Warranty Deed, Transfer · VA Mortgage
NAVY FCU
Aug 5, 2022Warranty Deed, Transfer · Conventional Mortgage
HOMETOWN LENDERS INC
Feb 9, 2021Warranty Deed, Transfer · Conventional Mortgage
DOW CHEMICAL EMPLOYEES CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 18, 2023 · Amount on File
Deed SaleDec 18, 2023 · Amount on File
Prior SaleAug 5, 2022 · Amount on File
Deed Document Number202326845
Record UpdatedOct 29, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateDec 18, 2023
Property Address4675 DEERFIELD DR, SAGINAW, MI 48603-2974
Document Number0000026845
Map ReferenceLB 10 PGS 12 AND 13
Instrument DateDec 12, 2023
Instrument2023026845
Transaction TypeTransfer
Record UpdatedApr 25, 2024

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,095.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4675 DEERFIELD DR, SAGINAW, MI 48603-2974

Transferred To (Grantee/Buyer)

NameVerified Name
Address131 WAGNER RD, BAY CITY, MI 48708-9144
InvestorPossibly a Property Investor

Mortgage

Document Number0000026846
DateDec 18, 2023
Instrument2023026846
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2054

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateAug 5, 2022
Property Address4675 DEERFIELD DR, SAGINAW, MI 48603-2974
Document Number0000021382
Map ReferenceLB 10 PG 12&13
Instrument DateAug 3, 2022
Instrument2022021382
Transaction TypeTransfer
Record UpdatedAug 19, 2022
Title CompanyMICHIGAN SHORES TITLE AGENCY, MICHIGAN MOVES TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,038.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4675 DEERFIELD DR, 4675, SAGINAW, MI 48603-2974

Transferred To (Grantee/Buyer)

NameVerified Name
Address1260 E DALE AVE, MUSKEGON, MI 49442-6017

Mortgage

Document Number0000021383
DateAug 5, 2022
Instrument2022021383
Lender
NameHOMETOWN LENDERS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2052

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateFeb 9, 2021
Property Address4675 DEERFIELD DR, SAGINAW, MI 48603-2974
Document Number2021004382
Map ReferenceLB 10 PG 12&13
Instrument DateFeb 4, 2021
Instrument2021004382
Transaction TypeTransfer
Record UpdatedSep 2, 2021
Title CompanyCROSSROADS TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$900.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4675 DEERFIELD DR, 4675, SAGINAW, MI 48603-2974

Transferred To (Grantee/Buyer)

NameVerified Name
Address2921 E FISHER RD, BAY CITY, MI 48706-3061

Mortgage

Document Number2021004383
DateFeb 9, 2021
Instrument2021004383
Lender
NameDOW CHEMICAL EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4675 Deerfield Dr was $2,971 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionSaginaw Charter Township
Unified School DistrictSaginaw Township Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$81,800$163,600
2025$2,971.00 Homeowner's exemption
2023$66,000$132,000
2022$2,286.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4675 Deerfield Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1981)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4675 Deerfield Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAGINAW CHARTER TOWNSHIP
serves 40,840 people · EPA ID MI0005860
Water SourcePurchased surface water from CITY OF SAGINAW
Last State InspectionOct 2024
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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