4675 Birch Ln, Petoskey, MI 49770 Property Records

Emmet County property record for 4675 Birch Ln, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Lot Size	0.671 acres (29,256 sqft)
Owner	2 Individual Names on Record
Last Sale	$428,000 (Mar 2019)
Tax Bill	$6,186 (2024)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-19-30-326-009`

Property Details

APN / Parcel Number

Primary APN	`01-19-30-326-009`

Interior

Full Baths	3 Baths
Building Area	2,374 sqft Living Area
1st Floor Area	2,374 sqft
Basement Area	2,374 sqft
Unfinished Basement	2,374 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	29,256 sqft (0.671 acres)
Garage Area	575 sqft

Location & Zoning

Street Address	4675 BIRCH LN
City	PETOSKEY
State	MI
Zip	49770-9264
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EC FF-1
Legal Description	PLAT OF COVEYOU MEADOW ON WALLOON LAKE, LOT 9. NOTE INC USE OF LAKE PROPERTY FOR RECREATIONAL ACCESS. SECTION 30, T34N, R5W
Legal Range	05W
Legal Township	34N
Legal Section	30
Legal Subdivision	COVEYOU MEADOW ON WALLOON LAKE
Legal Lot Number	9
Jurisdiction	EMMET MI
Township / Civil Division	BEAR CREEK
Census Block Group	2
Census Block	2015
Census Tract	970600

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4675 BIRCH LN, PETOSKEY, MI 49770-9264
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN STATE
Jun 30, 2026	Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION
Mar 26, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage MICHIGAN STATE UNIVER
Mar 26, 2019	Quit Claim Deed, Transfer Quitclaim
Mar 26, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2019 · Amount on Record
Deed Sale	Mar 26, 2019 · Amount on Record
Prior Sale	Nov 13, 2006
Deed Document Number	20195163664
Deed Book / Page	1210 / 744
Prior Transfer Date	Mar 9, 2019
Prior Transfer Doc	1210/741
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Recording Date	Jun 30, 2026
Property Address	4675 BIRCH LN, PETOSKEY, MI 49770-9264
Document Number	0005229140
Book / Page	1276 / 92
Instrument Date	Jun 24, 2026
Instrument	20265229140
Transaction Type	Mortgage
Record Updated	Jul 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4675 BIRCH LN, PETOSKEY, MI 49770-9264

Mortgage

Document Number	0005229140,
Date	Jun 30, 2026
Book Page	1276/92
Instrument	20265229140

Lender

Name	MICHIGAN STATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 1, 2051

Interest

Rate	6.53%
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Recording Date	Jun 30, 2026
Property Address	4675 BIRCH LN, PETOSKEY, MI 49770-9264
Document Number	0005229140
Book / Page	1276 / 92
Instrument Date	Jun 24, 2026
Instrument	20265229140
Transaction Type	Mortgage
Record Updated	Jul 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4675 BIRCH LN, PETOSKEY, MI 49770-9264

Mortgage

Document Number	0005229140,
Date	Jun 30, 2026
Book Page	1276/92
Instrument	20265229140

Lender

Name	MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Term	300 Months
Due	Jun 24, 2051

Interest

Rate	6.53%
Max Rate	-1%

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Mar 26, 2019
Property Address	4675 BIRCH LN, PETOSKEY, MI 49770-9264
Document Number	1210/744
Book / Page	1210 / 744
Instrument Date	Mar 22, 2019
Instrument	5163664
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5163665
Date	Mar 26, 2019
Instrument	5163665

Lender

Name	MICHIGAN STATE UNIVER

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	001210/744
Date	Mar 26, 2019
Book Page	1210/744
Instrument	5163664

Lender

Name	MICHIGAN STATE UNIVER

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Mar 26, 2019
Property Address	4675 BIRCH LN, PETOSKEY, MI 49770-9264
Document Number	1210/743
Book / Page	1210 / 743
Instrument Date	Mar 22, 2019
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4675 BIRCH LN, PETOSKEY, MI 49770-9264

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Mar 26, 2019
Property Address	4675 BIRCH LN, PETOSKEY, MI 49770-9264
Document Number	1210/741
Book / Page	1210 / 741
Instrument Date	Mar 9, 2019
Instrument	5163661
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2027 WOODS LN, PETOSKEY, MI 49770-8065

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Bear Creek Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$357,700 (+11.99%) Land $357,700	$715,400 (+11.99%) Land $715,400
2025		$319,400 (+19.49%) Land $319,400	$638,800 (+19.49%) Land $638,800
2024	$6,186.00
2023		$267,300 Land $267,300	$534,600 Land $534,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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